There is a fee of £6 when ordering a replacement card through one of our branches or if you request this by phoning us. The fee is £4 if you order a replacement card through your eBanking or Mobile Banking. Please ensure you have enough funds in your account as the fee will be debited once the order is placed.

Please note that if you think you are at risk of potentially unauthorised transactions or fraud, you should call us immediately on 0800 032 4368.

Here’s how to block your card using ebanking:

1. Log on to eBanking
2. Select ‘Cards and currency’
3. Click on ‘Card overview’
4. Select the card you want to cancel and select ‘block card’
5. Fill in the form and click OK
6. We’ll then ask you for your passcode.

(And here’s how to reorder a new one.)
Steps 1-3 are the same as blocking

4. Select the card you wish to reorder and click ‘reorder card’
5. Click OK
6. We’ll then ask you for your passcode.

Here's how to block your card using the Mobile banking app:

1. Log on
2. Go to the ‘Overview’ page
3. Tap ‘Cards’ in the top menu
4. Tap the card you want to block
5. Tap ‘Block card temporarily’ from the menu
6. Tap ‘Block card’ located at the bottom of the screen

To order a new card, tap ‘Replace card’ from the card menu and follow the instructions.

Provided you haven’t ordered a new card, you can unblock your card using eBanking, Mobile Banking, by giving us a call, or by visiting your local branch. Before you do this, you should ensure you have the card(s) in your possession.

Here’s how to unblock your card using ebanking:

1. Log on to eBanking
2. Select ‘Cards and currency’
3. Click on ‘Card overview’
4. Select the card you want to cancel and select ‘unblock card’
5. Select OK
6. We’ll then ask you for your passcode.

Here’s how to unblock your card using mobile banking:

7. Log on
8. Go to the 'overview' page
9. Tap 'Cards' in the top menu
10. Select the card you have blocked
11. Select 'cancel blocking'
12. Then 'Unblock card'

Alternatively you can call us on 0370 850 2481 or if you’re outside the UK, on +44 2890 049201 and we’ll unblock your card for you.

You can contact us on 0345 600 2882 or if you're outside the UK, on +44 (345) 600 2882.

Your cards are protected online by Strong Customer Authentication, which provides enhanced security when shopping online.  Online retailers may ask you for one of two methods to approve online purchases; our security app, Danske ID or a password you create, used alongside the six-digit one time passcode which we currently text you.

You must use one of these methods to make an online payment.

Learn more about strong customer authentication.

Contactless technology uses a chip embedded in your debit and credit card, allowing you to make purchases of £100 and under without having to enter your PIN, by simply holding your card next to the sales terminal. These are known as contactless payments.

Your card will have a default limit of £100. You can change this in Mobile Banking, by calling us, or by visiting any branch.

To change the limit in Mobile Banking;

1. Log on and navigate to the ‘Cards’ tab along the top.
2. Select the card you’d like to change the limit for then select Card settings from the menu.
3. Click on ‘Spending limits’ and select ‘Contactless Limit (per transaction)’, you can now select a limit of your choice from £0-£100,
4. When ready select ‘Done’ to save your changes.

When we send you a new card, it’s set to work in the UK and on the internet only. This helps protect you against fraud.

But when you leave the UK, you don’t need to tell us in advance– just use your PIN when you arrive at your destination. This will activate your card in that country and lets us know it’s you using the card. When you get home again, use your PIN when you make your first purchase to reactivate your card for the UK.

Read more about going abroad and managing where you can use your cards.

If your card is due to expire, you should receive your new card by the middle of the month in which it is due to expire. For example, if your card's expiry date is 12/26 (December 2026), you should receive your new card by the middle of December 2026 and your current card will not expire until the end of December.

If you have not received a new card, please contact our Card Services team on 0370 850 2481 or +44 2890 049201 if you are calling from outside the UK.

Replacement cards should arrive within 3 business days, by first class post. If you haven’t received your card within 3 business  days, please contact our Card Services team on 0370 850 2481 or +44 2890 049201 if you are calling from outside the UK.

In Mobile Banking:

• You can view your PIN anytime
• If you have ordered a new or replacement card, with a new PIN, you can view this in Mobile Banking the day after the card is ordered. You won't receive a PIN letter in the post if you use Mobile Banking
• For renewal or replacement cards only, your PIN will remain unchanged

To view your PIN in Mobile Banking:

• Log on to Mobile Banking
• Tap the ‘Cards’ option along the top menu
• Select the card you wish to view the PIN for (if more than one card is available)
• Tap ‘view PIN’
• Enter your passcode which you use to log on to Mobile Banking
• Press ‘Hold to see PIN’ to reveal your 4-digit card PIN

If you don’t use Mobile Banking, your PIN will be sent by letter and should arrive within 3-5 days of receiving your new debit or credit card.

You can activate your card in one of three ways:

• Use it with the correct PIN in a shop's card terminal, at a cash machine or in your local Post Office
• Log on to Mobile Banking tap 'Cards' and then select the card you want to activate (however you’ll still need to insert your card and enter your PIN in order to activate contactless)
• Log on to eBanking and select 'Cards and currency' - ' Card overview' and click the arrow beside the card you want to activate (however you’ll still need to insert your card and enter your PIN in order to activate contactless)

For more information, visit our Card Activation page.

Debit Card: If you are over 16 years old at the time of opening your account, no spending limit is applied to your debit card unless specifically requested. This means that there will be no daily restriction on how much you can spend in shops and online, subject to the funds being available in your account including any arranged overdraft.

You can apply for a spending limit to be set which means a daily restriction will be placed on your debit card to limit the amount that you can spend each day. To request a spending limit contact our Card Services team on 0370 850 2481 or call into your local branch.

If you are under 16, you cannot use your debit card in shops or online unless your parent or guardian consents to this.

The spending limit doesn’t apply to withdrawals at a cash machine.

Find more information on cash and ATM withdrawal limits.

Credit Card: It is not possible to set or adjust a spending limit on a credit card.

Yes, you can arrange automatic repayments for your credit card either through an automatic transfer from your Danske Bank account or by Direct Debit from another bank.

You have the option to pay the minimum repayment, a specific percentage, or the full balance each month.

Please note that the automatic payment for the specified amount will be processed on the date indicated in your credit card statement, even if you make extra payments before the due date.

You can use your debit card, in any Danske Bank branch and also in any participating Post Office in the UK to make lodgements. Find more information on our Post Office service page.

You can use your credit card to make payments to your credit card account in any Danske Bank branch. Your statement will tell you how to make payments to reach us on time. 

You can use your debit card to withdraw cash from a Danske Bank cash machine we will not charge you for this service.  Other cash machine providers might charge you for this service.

You can use your credit card to withdraw cash from a cash machine, this is called a Cash Advance. Please note you will be charged a cash fee for using this service and interest will be charged from the date that your account is debited.

You can download and view the Debit Mastercard terms and conditions here.

You can download and view the Mastercard Credit Cards terms and conditions here.

The Irish Government Stamp Duty (GSD) is due if you hold a Credit Card and have an address in the Republic of Ireland.

From 2024 we will collect the charge from your Credit Card account annually in January.

What this means for you:

The Irish Revenue changed the charging period to align with the calendar year and in January 2024 a reduced amount of €22.50 was charged to your Credit Card account in January 2024. This is because the charging period was shorter.

The usual payment of €30 will be collected yearly from January 2025 onwards.

The table below sets out the changes.

The above charge will be converted into sterling before debiting your account using Danske Bank Exchange Rate. You can find out more at danskebank.co.uk/travelmoney.

For more information on GSD charges, please visit revenue.ie.

A recurring card payment, also known as a continuous payment authority (CPA), is a payment set up by a retailer using your debit or credit card details to take future payments from your account. The retailer will debit your account until you cancel the agreement with them, this arrangement is typically used to pay memberships and subscriptions and is made with the company you’re paying, not the bank.

Please click Continuous Payment Authority for more information