Remortgage with us

The time it takes to remortgage can differ on a case-by-case basis, depending on a number of factors. It's recommended you begin considering a remortgage around 3 months before the end of an existing mortgage deal, to ensure you have enough time to research and apply for a remortgage.

Reviewing your mortgage and shopping around could save you money. As well as looking for the best rate, you can also review your mortgage term and how much you need to borrow. Check out our repayment calculator to see our rates and get an idea of the monthly payments.

Yes, you can apply to borrow more at the same time you remortgage to Danske Bank . Use our ’How much can I borrow’ calculator to get an idea of how much you could borrow.

Check out the ‘repayment calculator’ to see our rates and get an idea of what the monthly payments would be if you remortgaged to Danske Bank.

See our 3-step journey below

• Use the ‘repayment calculator’ to see our rates and get an idea of monthly payments.
• Then, you could get a Decision in Principle, which provides a personalised indication of how much you could borrow.
• You can then submit your application and speak with a Mortgage Adviser to receive a personalised mortgage recommendation.

We’ll pay for all the standard legal fees to complete your remortgage. If you need any additional legal work (for example changing the owners of the property), you’ll have to pay for these yourself. The Solicitor will let you know how much this will be.

Yes, you’ll incur some additional legal fees when doing this. However, the Solicitor will discuss these with you before proceeding.

When you apply for a mortgage, we’ll ask a surveyor to inspect the property, value it and produce a valuation report. This is to ensure it’s worth the amount being paid.

We don’t currently charge for the valuation report, which is a basic evaluation of the property. You can choose to request other optional checks and surveys, which you will have to pay for, but could help uncover any potential issues with the property.