Home Owner's Personal Loan

Spread the cost of larger purchases with this variable rate loan exclusive to Danske mortgage customers

Good to know

  • Borrow between £1,000 and £25,000
  • Repay your loan over 1 to 5 years
  • The interest rate is our Danske Bank Standard Variable Rate (UK)
  • Although this is a home owner’s personal loan it is not secured against your home
  • No early repayment charge
  • No arrangement fee

Need to know

  • You must be 18 or over
  • You can apply if you have an annual income/pension before tax of £16,000 or more
  • Lending terms and conditions apply
  • Your loan repayments may go up as well as down
  • You can’t use a Home Owner’s Personal Loan to buy property

Call us on 0800 660 033

Our Home Owner’s Personal Loan isn’t just for home improvements. It can be used for anything from the holiday of a lifetime to buying a new car.

Plus, because we allow single and joint applications, you can apply with a partner or family member.

You can make overpayments as often as you like, and if you want to settle early we’ll tell you how much you’ll need to clear your balance.

Important information

  • Whether we provide credit depends on your circumstances.
  • You must make your repayments from a Danske Bank personal current account.

Prices and interest rates

Correct as at 6 May 2022

Amount borrowed Current per annum (%) Current variable APR (%)
£1,000 - £25,000 4.90 5.0

Representative example

Representative APR 5.0% APR variable
Arrangement fee £0
Total amount of credit £12,500
Repayment term 48 months
Monthly repayment £287.27
Total amount payable £13,788.44