First time buyers
Own your space! Buying your first home is one of the most important purchases you'll ever make, and it’s also one of the most exciting.
Move in with a Danske Bank mortgage.

Why choose us?
- Borrow up to 90% of the property value
- Danske Carbon Neutral Mortgage Service - If your home has an energy efficiency rating of A to C we could save you money on your mortgage
- We offer Fixed Rate mortgages through Co-Ownership
in Northern Ireland
- You can make overpayments
- Repay your mortgage over terms up to 40 years
- Local team of expert mortgage consultants to guide you through your home-buying journey – available in branches, by phone and video call.

Things you need to know
- Whether we provide credit depends on your circumstances, and you must be 18 or over - lending terms and conditions apply
- Your home is security for your mortgage, and you may also need to provide other security
Your home may be repossessed if you do not keep up repayments on your mortgage
Start your mortgage journey with us
Get started by finding out how much you could borrow or seeing how much your monthly repayments might be. If you’re ready, you can also apply for a Decision in Principle.

How much could I borrow?
Whether you’re buying your first home, moving home or switching your mortgage to us, find out how much you might be able to borrow. It only takes a few minutes.
Calculate how much you can borrow
How much will it cost?
You can use our repayment calculator to find out how much your mortgage may cost.
Calculate your mortgage repayments
Decision in Principle (DiP)
You can get a DiP from us. This gives you an estimate of how much money you may be able to borrow. This can be useful to show sellers you’re serious about buying their property.
Start or access your applicationHelpful mortgage guides for you
From buying your first home to borrowing more to improve it, we have the answers to your most common mortgage questions.
If you are buying a home in England, get in contact with your local Mortgage Advice Bureau broker to find out how much you could borrow.