First time buyers

Your home is one of the most important purchases you'll ever make, but it’s also one of the most exciting. We can help you find our best mortgage for you.

Why choose us?

  • Get up to £1,500 cashback on mortgages of £75,000 or more or, if you are a homebuyer or you are switching to us and your home has an EPC or PEA rating of A-C, you might be eligible for Danske Carbon Neutral Mortgage
  • We offer mortgages through Co-Ownership
  • You can make overpayments
  • Repay your mortgage over terms up to 35 years
  • Borrow up to 95% of the property value

Things you need to know

  • Cashback offer may be amended or withdrawn at any time
  • Whether we provide credit depends on your circumstances, and you must be 18 or over - lending terms and conditions apply
  • You’ll need a servicing account if you don’t have a current account with us already
  • Your home is security for your mortgage, and you may also need to provide other security

Your home may be repossessed if you do not keep up repayments on your mortgage

How much could I borrow?

Our mortgage calculator will give you an idea of how much you might be able to borrow.

Please read about our mortgages before you go any further

 
Indtast mindst 10.000 kr.
Indtast mindst 10.000 kr.
 
Indtast mindst 10.000 kr.
Indtast mindst 10.000 kr.
 
Indtast mindst 10.000 kr.
Indtast mindst 10.000 kr.
 
 
 

This is based on the information you’ve given us and assuming you repay the loan over 25 years.

Amount will depend on your financial situation, property value and the size of your deposit. All figures provided are indicative only and subject to change. This is not a formal quotation or commitment to lend. Please talk to us if you would like a full quotation.

How much would I pay every month?

Our repayment calculator lets you compare monthly repayments and cashback across our mortgages, based on the information you provide.

This calculator is for our standard range of mortgages. If you are a homebuyer or you are switching to us and your home has an Energy Performance Certificate (EPC) or Predicted Energy Assessment (PEA) rating of A-C, you might be eligible for Danske Carbon Neutral Mortgage. You can read more about it and calculate your mortgage payments using our Danske Carbon Neutral Mortgage calculator.

Please read about our mortgages before you go any further

This is the amount you’d like to borrow from the bank, or if you’re an existing customer, the amount remaining on your mortgage.

Rates correct as of 3 September 2021

Helpful guides for first time buyers

The nine stages of buying your first home

From contemplation to completion, here's how it works

Read more

Co-ownership: what is it and how does it work?

Find out how Co-ownership could help you get on the ladder

Read more

Top ten questions first time buyers ask

How much deposit will I need? How much will it cost? Your questions answered

Read more

What to expect at your mortgage meeting

Find helpful tips and information ahead of your meeting

Read more

What to expect after your mortgage meeting

Find out what happens after your meeting

Download your guide

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