First time buyers

Your home is one of the most important purchases you'll ever make, but it’s also one of the most exciting. We can help you find our best mortgage for you.

Why choose us?

  • Get up to £1,500 cashback to help with your purchase on mortgages of £75,000 or more
  • You could need as little as 5% deposit
  • We offer mortgages through Co-Ownership
  • You can make overpayments
  • Repay your mortgage over terms up to 30 years

Things you need to know

  • Cashback offer may be amended or withdrawn at any time
  • Whether we provide credit depends on your circumstances, and you must be 18 or over - lending terms and conditions apply
  • You’ll need a servicing account if you don’t have a current account with us already
  • Your home is security for your mortgage, and you may also need to provide other security

Your home may be repossessed if you do not keep up repayments on your mortgage

How much could I borrow?

Our mortgage calculator will give you an idea of how much you might be able to borrow.

Please read about our mortgages before you go any further

 
Indtast mindst 10.000 kr.
Indtast mindst 10.000 kr.
 
Indtast mindst 10.000 kr.
Indtast mindst 10.000 kr.
 
Indtast mindst 10.000 kr.
Indtast mindst 10.000 kr.
 
 
 

This is based on the information you’ve given us and assuming you repay the loan over 25 years.

Amount will depend on your financial situation, property value and the size of your deposit. All figures provided are indicative only and subject to change. This is not a formal quotation or commitment to lend. Please talk to us if you would like a full quotation.

How much would I pay every month?

Our repayment calculator lets you compare monthly repayments and cashback across our mortgages, based on the information you provide.

Please read about our mortgages before you go any further

Rates correct at 13th of December 2019

Helpful guides for first time buyers

The nine stages of buying your first home

From contemplation to completion, here's how it works

Read more

Co-ownership: what is it and how does it work?

Find out how Co-ownership could help you get on the ladder

Read more

Top ten questions first time buyers ask

How much deposit will I need? How much will it cost? Your questions answered

Read more

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