Savings interest rates

Rates correct as at 1 November 2019

Account Gross/AER (variable)
Danske Prestige Savings Account 0.55%
Account Gross/AER (variable)
Danske Choice Plus Savings Account 0.50%
Account Gross/AER (variable)
Savings Account Plus 0.45%
Account Gross/AER (variable)
Junior Savings 1.50%
Account Gross/AER (variable)
Danske Discovery Savings 1.50%
Account Gross/AER (variable)
Under £500 0.10%
£500 - £1,999 0.10%
£2,000 - £24,999 0.10%
£25,000 - £99,999 0.10%
£100,000 - £249,999 0.10%
£250,000 and over 0.10%
Account Annual Gross/AER (variable)
Monthly Gross/AER (variable)
Danske Midas (formerly known as Midas Gold) 0.50% 0.50%
Under £5,000 0.50% 0.50%
£5,000 - £9,999 0.50% 0.50%
£10,000 - £24,999 0.50% 0.50%
£25,000 - £99,999 0.50% 0.50%
£100,000 - £249,999 0.50% 0.50%
£250,000 and over 0.50% 0.50%
Account No withdrawal (Gross/AER variable) One withdrawal made (Gross/AER variable)
Danske eSaver 0.60%/0.60% 0.60%/0.55%
Account Tax-free/AER (variable)
Danske Cash ISA - total balance*
Under £20,000 0.25%
£20,000 - £44,999 0.25%
£45,000 and over 0.75%

*Note: one credit interest rate applies to the total balance of the account. That applicable rate depends on the total balance.

Account Tax-free/AER (variable)
Danske Junior Cash ISA 3.45%
Account Gross/AER (fixed)
Balances under £250,000 
Gross/AER (fixed)
Balances £250,000 and over
Danske Fixed Term Deposit
1 year 0.40% 0.75%
2 years 0.50% 0.80%/0.79%

Please ask at any branch for any of our other fixed term deposit rates.

Find out more about the interest rates of Personal savings accounts that are no longer on sale. These include Danske Midas Notice Account and SaverPlus.

Terms and Conditions apply. Please see individual product pages for details. We set the credit interest rates.

We will give account holders two months' written notice of any reductions to the variable credit interest rate(s) applicable on your account. If we increase the credit interest rate on your account we will make the change immediately.Fixed rates are fixed for the deposit term.

Interest is calculated and added to the account at the end of the term.Interest is paid ‘gross’. This means that we do not deduct tax from the interest we pay. Depending on your personal circumstances, you may have to pay tax on your interest. AER stands for, annual equivalent rate, and illustrates what the interest rate would be if interest was paid and compounded (paid on the total balance including previous interest) once each year.

As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time. Tax-free means that the interest is currently exempt from UK income tax provided all ISA conditions are met. This is subject to change.