Check your eligibility for a personal current account with an overdraft

Use this tool to see if you’re eligible for an arranged overdraft, whether you’re considering a new one, or would like to top up one you already have.

Our Eligibility Tool can only provide you with a result if you live in Northern Ireland however, If you are an existing customer living outside Northern Ireland please contact us on +44 (0)28 9004 9211


  • You must be 18 or over to use our Eligibility Tool
  • If this is joint you both need to live at the same address


Please bear in mind that:

  • The result you’ll get depends on the accuracy of the information you enter.
  • The result is only an indication of your eligibility – it does not guarantee that we’ll be able to offer you an arranged overdraft of the amount you’ve selected, or at all.
  • If you want to apply for an arranged overdraft, we’ll carry out a full eligibility assessment which may affect our decision to offer you an arranged overdraft of the amount you’ve requested, or one at all.
  • Using this tool won’t have a negative effect on your credit file.

About your overdraft

Thank you for checking your eligibility

The likelihood of us offering you an overdraft of £500 on a personal current account is GOOD

Please bear in mind that:

  • This depends on the accuracy of the information you have entered.
  • This result is only an indication of your eligibility – it does not guarantee that we’ll be able to offer you an arranged overdraft of the amount you’ve selected, or at all.
  • If you want to apply for an arranged overdraft, we’ll carry out a full eligibility assessment which may affect our decision to offer you an arranged overdraft of the amount you’ve requested, or one at all.
  • Using this tool won’t have a negative effect on your credit file. Whether we provide credit depends on your circumstances.
  • Lending terms and conditions apply.
  • Arranged overdrafts are repayable on demand. This means you would have to repay the overdraft in full when asked to do so.
  • You may need to provide security.

You can check your eligibility for a different overdraft amount here…


Calculate the cost of an overdraft

Want to open an account?

Or call us on 0800 660 033

Just setting up an overdraft or topping up?