Eligibility Tool
Check your eligibility for a personal current account with an overdraft.
Check eligibilityCheck your overdraft eligibility
- Use our quick and secure tool to check whether you may be eligible for an arranged overdraft. You can use it if you’re applying for the first time or if you’d like to check whether you may be able to increase an existing limit.
Important to know
- This check uses a soft search, so won’t affect your credit score. You can find out more about how we use your personal information in our Privacy Notice.
- The result is only an indication. It does not guarantee that we’ll offer you an overdraft, or the amount shown.
- The result you get depends on the accuracy of the information you provide.
- An overdraft is a form of borrowing and is intended for short-term use. You should only apply for an amount you can afford to repay.
To use this tool
- You must be 18 or over.
- You must live in Northern Ireland. If you live elsewhere, please call us on 02890 049 211 to discuss your options.
What you’ll need
- The overdraft amount you’d like to check.
- Your income and expenditure details.
- If you expect your income to go down, or your regular costs to go up in the next 12 months, please enter the figures you expect to apply. This helps us check whether the overdraft could be affordable for you.
