The information on this webpage is for customers buying a home or already living in Northern Ireland. If you are buying a home or already living in England, find out how we could help youFind out more
Why stay with us?
- You may be able to renew your mortgage yourself online
- Access to exclusive rates
- We have a dedicated local phone line just for you – 0800 032 5501
- You can make overpayments
- If you are moving home and borrowing more, you may be entitled to cashback
- Repay your mortgage over terms up to 35 years
- You could get an exclusive Home Owner’s Personal Loan of up to £25,000
Your home may be repossessed if you do not keep up repayments on your mortgage
What best describes you?
Ask us more or book an appointment
Questions you may have
Can I make overpayments to my mortgage?
If you have a Danske Bank Tracker Home Loan or Standard Variable Rate mortgage you can make overpayments and add lump sums whenever you like, with no penalty.
If your Danske Bank Fixed Rate mortgage illustration is dated before 4th February 2019, you can make Overpayments but these will incur Early Repayment Charges.
If your Danske Bank Fixed Rate mortgage illustration is dated 4th February 2019 or later, you can make Overpayments up to a specified amount without incurring Early Repayment Charges. Find out more.
Please refer to your mortgage illustration and offer documentation for full information regarding Overpayments and Early Repayment Charges.
How do I make overpayments?
Lump sum overpayments
If you have a Danske Bank Tracker Home Loan or Standard Variable Rate mortgage, you can make a lump sum overpayment at any Danske Bank branch, via eBanking using the transfer facility to send funds directly into your mortgage account or by calling 0800 032 5521.
Increasing your regular mortgage repayment
If you have a Danske Bank Tracker Home Loan or Standard Variable Rate mortgage you can increase the amount you pay each month without penalty. To do this call us on 0800 032 5521, send us a secure mail via eBanking or visit us in branch.
If you have a Fixed Rate mortgage, you should send us a secure mail via eBanking or call our mortgage customer line (0800 032 5521). Our team will confirm if any Early Repayment Charges apply and process your request.
I can't afford my mortgage payments
If you think you might struggle to pay your mortgage, please see our information for customers in financial difficulties or contact us on 0345 606 0573.