We offer two types of text services. We do not charge for this service, but you may have to pay your mobile-phone company.

Account Balance Service

Set up your subscription to this service according to your needs and receive automatic texts. There are a range of options you can choose from, for example when your balance goes above or below a certain amount or when your salary goes into your account.

You can set this up through eBanking or by phoning 0345 600 2882.

Overdraft Text Alerts

Overdraft alerts can help you manage your account and may also help you avoid charges.

If you give us your mobile number we'll automatically register you to get text alerts when you go into arranged or unarranged overdraft. The arranged overdraft text will tell you when you have started to use the overdraft and help you monitor your arranged overdraft use.

The unarranged overdraft text will tell you when you go overdrawn, for example when a payment leaves your account and you don't have enough funds to cover it. It will also tell you how much you need to pay into your account and by what time, helping you stay in control of your finances.

If you change your mind later and want to stop getting these texts, or if you didn't give us your number and want to start getting them, please contact us on 0345 600 2882. If you’ve already asked us not to send these alerts then nothing will change.

Standard accounts only

We can text you when you don't have enough money to make all the payments due to come out of your account. This will tell you how much you need to pay into your account and by what time, helping you stay in control of your finances.

If you give us your mobile number you'll be automatically registered to receive these alerts. If you no longer wish to receive these alerts, you can update your preferences and opt out any time by contacting us. If you don’t give us your mobile number and you want to receive text alerts you can request this by contacting us.

If you are an existing customer and you’ve already asked us not to send these alerts then nothing will change.

Discovery accounts only

Arranged or unarranged overdrafts aren't available on the Danske Discovery account, so it's important that the account holder has enough in the account before trying to spend money from it.