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Fixed Rate Personal Loan

From home improvements to buying a car - a Danske Fixed Rate Personal Loan could help spread the cost. Plus, because we allow single and joint applications, you can apply with a partner or family member. You must be 18 or over, lending terms and conditions apply.

Why this loan might be right for you

  • Make an easy application through eBanking, and you could have a loan decision in minutes (Sometimes a decision may take longer if we have to give an application more consideration.)
  • Borrow between £1,000 and £25,000
  • Repay your loan over 1 to 5 years
  • Your loan repayments will remain the same whether interest rates rise or fall
  • If you hold a Freedom, Choice Plus or Prestige account with us, a discounted rate is available
  • No arrangement fee
  • You can make overpayments as often as you like, and if you want to settle early we’ll tell you how much you’ll need to clear your balance

Calculate what your monthly loan repayments could be

Enter how much you want to borrow and for how long.

This quote is based on our standard fixed personal loan rate and is for illustration purposes only.

Result

  1. 0
  2. 0%
  3. 4.0%
  4. 0

Representative example

4.0% APR Representative. Based on a loan amount of £9,500 over 48 months at an interest rate of 4.0% p.a. (fixed). Monthly repayment £214.20. Total amount payable £10,281.46.

How to apply or find out more

eBanking customers can make an easy application online.

If you are self-employed, you can’t apply online, but you can apply by phone or book a meeting.

Apply through eBanking

Not registered for eBanking? You can visit our Register for eBanking page.

Important information

  • Whether we provide credit depends on your circumstances.
  • You can apply if you have an annual income/pension before tax of £16,000 or more.
  • You must make your repayments from a Danske Bank personal current account.
  • You can’t use a Fixed Rate Personal Loan to buy property.
  • If you apply through eBanking and the application is approved, we will send you documentation to digitally sign before making the funds available.
  • eBanking may be temporarily unavailable when we are carrying out routine maintenance.
  • If you settle your loan early, your Early Repayment Charge will be 2 months interest.

If your application is successful, we'll send you an email with a link to your loan documents if you have given us your mobile number and email address. Otherwise, your loan documents will be posted to you.

Guide that you may find helpful

Considering a large purchase?

A guide to personal loans

View guide

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