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Joint Current Accounts

Joint accounts are an ideal way to manage your money together.

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Everyday banking made easy, for both of you
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Manage your money together

Both of you can pay in and make withdrawals.
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Contactless Debit Mastercard

Both parties can request a Debit Mastercard.

See card benefits
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Online and mobile banking

Both of you can access the account.

eBanking and Mobile Banking app
Pen and application

Apply for a shared overdraft

Both parties will be responsible for overdrafts or debit balances.
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Text and email alerts

Helping you stay in control of your finances.

Discover alert benefits
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Lost your card?

Block and unblock your card on the app

Step by step guide

Everyday banking made easy, for both of you
handshake icon

Manage your money together

Both of you can pay in and make withdrawals.
Contactless payments icon

Contactless Debit Mastercard

Both parties can request a Debit Mastercard.

See card benefits
smartphone and laptop

Online and mobile banking

Both of you can access the account.

eBanking and Mobile Banking app
Pen and application

Apply for a shared overdraft

Both parties will be responsible for overdrafts or debit balances.
Smart watch and smart phone icon

Text and email alerts

Helping you stay in control of your finances.

Discover alert benefits
Card active inactive icon

Lost your card?

Block and unblock your card on the app

Step by step guide

Which account is for us?

Check out our current accounts at the link below – you can choose from any of them, except Danske Discovery

Compare current accounts

Points to consider before opening a joint current account

Before opening a joint account, it's important to weigh the pros and cons to decide if it suits your needs. Take time to consider if it is right for you both.
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Access

You can both deposit and withdraw from the account without needing the approval of the other person.
Balanced scales icon

Shared responsibility

Any money in the account belongs to both of you, regardless of who paid it in and you are both responsible for any debit balances incurred on the account.
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When someone dies

If either of you die, the other person takes sole control of the account.
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Disputes

If the relationship breaks down, we may freeze the account. This means neither of you can withdraw any money until the dispute is resolved.
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Financial Relationship

A joint account links your financial records together. Having a shared debt with someone with a poor credit history could make it harder for you to borrow money in the future.

Points to consider before opening a joint current account

Before opening a joint account, it's important to weigh the pros and cons to decide if it suits your needs. Take time to consider if it is right for you both.
Key to despoit box

Access

You can both deposit and withdraw from the account without needing the approval of the other person.
Balanced scales icon

Shared responsibility

Any money in the account belongs to both of you, regardless of who paid it in and you are both responsible for any debit balances incurred on the account.
fact sheet clipboard

When someone dies

If either of you die, the other person takes sole control of the account.
Puzzle problem solving icon

Disputes

If the relationship breaks down, we may freeze the account. This means neither of you can withdraw any money until the dispute is resolved.
Financial graph icon

Financial Relationship

A joint account links your financial records together. Having a shared debt with someone with a poor credit history could make it harder for you to borrow money in the future.

Ready to open a Joint Current Account?

Find the right account for you

You can apply for a joint current account online. Or call us on 0800 660 033.

Find a current account

Changing an existing sole current account

To add another person to your existing current account, you’ll need to call us on:

0800 660 033

Frequently asked questions

Here's what you need to know.

  • Yes, providing both parties agree, and the account you switch to is a joint account. You can also switch a sole account to a joint account in Danske, but you cannot switch a joint account to sole.

  • To add someone to an existing account, you’ll need to call us on 0800 660 033.

    To remove someone from a joint account, you can visit any branch. All parties to the account must agree before we can do this.

  • No, a joint account can’t be opened for anyone under 18.

  • You can open a joint account online with a maximum of two account holders. If you need to add any additional account holders, you will need to visit a branch.
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Do you need help managing your money?

Third Party Access means letting someone you trust (your representative) have access to your account to help you manage your money.

Learn more

Want to get in touch?

Need to ask us something? From day-to-day banking queries and support, to logging on and opening a new account, we're here to chat.

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