What to expect in your mortgage meeting

We're looking forward to meeting you. The mortgage process can seem daunting, but we’re here to help.

Your mortgage meeting is your chance to:

  • discuss buying a new home or repackaging an existing mortgage;
  • ask our experts for advice on the most suitable mortgage for you; and
  • ask any questions about the home-buying or mortgage processes.

Ahead of your meeting...

We need some things from you

So we can give you the best advice and make sure your mortgage application runs smoothly, please provide us with one document from each category

Proof of identity*

  • Valid Passport
  • Valid UK/ROI Driving Licence
  • EEA Member State Identity Card
  • Current Electoral Identity Card for Northern Ireland
  • Blue Parking Card for people with disabilities
  • Translink Senior Smart Pass
  • DRD Half Fare Smart Pass

Proof of address*

  • Recent Utility Bill (e.g. water, gas, electricity, telephone)
  • Recent Land and Property Services Bill/Notice
  • Valid UK Driving Licence
  • EEA Member State Identity Card
  • Recent Evidence of Entitlement to Benefit (e.g. Social Security Agency, Child Tax Credit, Housing Executive benefits)
  • Recent Evidence of Entitlement to State Pension
  • Recent Bank Statement (e.g. bank, building society, credit union statement)
  • Current Household/ Motor [RC3] Insurance Certificate
  • Recent Inland Revenue Tax Notification
  • Vehicle Registration Document
  • Current TV Licence

*You won't be able to use the same document to verify your identity and your address, so you'll need to provide separate documents.

Proof of earnings

Bring in the documents listed below for the category which fits you best.

If you’re self-employed

  • 3 years’ financial accounts
  • Your most recent year’s tax calculation/SA302
  • Your most recent year’s tax year overview

If you’re employed by someone else

If your salary is paid into a Danske Bank current account

  • Your payslip(s) from the last four weeks/one month

If your salary is paid into a non-Danske Bank current account

  • Your payslip(s) from the last four weeks/one month
  • Your bank statements from the last three months

If you’ve been employed for less than one year in your current position

  • Your payslip(s) from the last four weeks/one month
  • Your bank statements from the last three months
  • Evidence of permanent employment – e.g. a confirmation letter or copy of your contract

If your salary is paid by in cash or by cheque

  • Your payslip(s) from the last three months
  • Your bank statements from the last three months
  • Your most recent P60
  • Evidence of permanent employment, like a confirmation letter or copy of your contract

If you're applying for a self build home loan here’s what you need to bring

  • Copy of FULL planning permission
  • Copy of fixed price contract

OR

  • Letter from surveyor/architect detailing realistic costings for complete build, clearly annotated and including:
    • all connection charges (for example water/electricity)
    • VAT
    • 10% contingency fund
  • Copy of approved dwelling house plans and site location maps

Securely upload your documents online

Upload documents online

Upload documents through Secure mail

Upload via secure mail

Ask us more or book an appointment

Talk to us about a mortgage…

0800 389 0833
  • Main phone opening hoursMon-Fri: 8am-8pm / Sat & Sun: 9am-5pm
  • Call us

    Talk to us about a mortgage…

    0800 389 0833
    • Main phone opening hoursMon-Fri: 8am-8pm / Sat & Sun: 9am-5pm
  • Get in touch

    Need to ask us something? Click the button to talk to one of our team

  • Find us

    Find your nearest branch

  • Book a meeting