Applying is easy - remember:

• It should take you less than 10 minutes to complete this application.
• You will need to give us a phone number and an email address so that we can contact you about your application.
• We will send you an email with all of the important information - including terms and conditions and prices.
• We will post the agreements to you - you will need to sign and return these to us.

We recommend that you read the overview, details and prices for this account. For your own benefit and protection, you should also read our terms and conditions carefully before proceeding. These are the standard terms and conditions we plan to rely on. If you do not understand any point, please contact us.

Keeping your balance above zero

Overdrafts aren't available on the Danske Standard account. If you try to spend money that isn't in your account, we may refuse the payment and charge you a fee.

Overdraft alerts:

We can text you when you don't have enough money to make all the payments due to come out of your account. This will tell you how much you need to pay into your account and by what time, helping you stay in control of your finances.

If you give us your mobile number you'll be automatically registered to receive these alerts. If you no longer wish to receive these alerts, you can update your preferences and opt out any time by contacting us. If you don’t give us your mobile number and you want to receive text alerts you can request this by contacting us.

If you are an existing customer and you’ve already asked us not to send these alerts then nothing will change.

You can also ask us to text or email you when your account balance falls below a certain amount. You can sign up for this in eBanking, under 'Mobile Services' then ‘Account balance service'.

Before you proceed with your application, you can check get an idea of how much an unarranged overdraft could cost using our Cost Calculator.

Important - Your personal information

Credit decisions and preventing fraud and money laundering

I understand that you will use credit reference agencies and fraud prevention agencies to help you make decisions. A short guide to what you do, and how both you and credit reference and fraud prevention agencies will use my information, is set out in How we use your personal information.
By proceeding with this application I accept that you will use my information in this way. If I am an existing Danske Bank customer in the UK, I also accept that you may each use my information in this way for any existing credit facilities that I have with you.

I understand that you will use credit-reference agencies and fraud-prevention agencies to verify my identity, age and address. Under anti money laundering legislation you have a legal obligation to seek verification of my identity, both when I initially apply and on an ongoing basis.

If you wish to change your existing Danske joint account to the new account, this is not currently available online. Please contact us on 0800 66 00 33 or chat to us online and we will be able to help.

Proceed