You cannot open a Danske Standard account if you already have a current account, need an overdraft, are borrowing or need to borrow money. Please see eligibility criteria below.
Whether applying online, over the phone or in branch, we've made it easy to open an account with us. The Current Account Switch Service makes switching to us stress free too.
The Current Account Switch Service makes switching to us stress free.
Day 1
The Current Account Switch Service will check if the switch can go ahead.
Day 3–5 Your regular payments will be moved across to your new Danske Bank personal current account.
Day 7
Your balance will be moved to your new Danske Bank personal current account, and your old personal current account will be closed. We’ll let you know that the switch is complete.
If we are not able to complete the switch on your chosen date, we will contact you to agree a new one.
Things you need to know
Before opening a personal current account, ensure you meet the following eligibility criteria:
You must be at least 18 years old
If you are new to Danske Bank you need to be a resident in Northern Ireland
If you are an existing customer looking to open a current account, you need to be a resident in United Kingdom
You cannot open a Danske Standard account if you:
Are under 18
Already have a current account;
Need an overdraft; or
Are borrowing or need to borrow money
Other things you need to know
Danske Standard is not a fee-free basic bank account. For more information about fee-free basic bank accounts, visit the Moneyhelper website
You can have one Danske Standard account in just your name, and one in joint names. You cannot have more than two Danske Standard accounts.
As part of your application, you’ll have to provide us with some personal information such as who you are, where you live and your employment status. We’ll also ask for some financial information such as your income, outgoings and any debts you might have.
To apply for a Danske Standard account, please confirm that you meet the following criteria:
I don't already have a current account; or I have a current account and want to switch it to a Danske Standard account (in which case we'll arrange for your credit balance and any direct debits or standing orders to be automatically switched over and your old account will be closed); and
I don't have an overdraft or any credit cards, personal loans or mortgages.
If your application is successful, and you have given us your mobile number and email address, we'll send you an email with a link to your account agreement documents, which you will be required to sign digitally. Otherwise, your account agreement documents will be posted to you for signing and return.
Sorry, you don't meet the criteria to apply for this account. You can find details of accounts you may be eligible to apply for through the link below
Help spread the cost of larger purchases with a Danske Fixed Rate Personal Loan. From home improvements to buying a car, you'll pay the same repayment and interest rate for the whole term.
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