Danske Standard

A simple current account with no overdraft for someone who doesn’t already have a current account

Key features

You cannot open a Danske Standard account if you:

  • Are under 18
  • Already have a current account;
  • Need an overdraft; or
  • Are borrowing or need to borrow money

Other things you need to know

  • Danske Standard is not a fee-free basic bank account. For more information about fee-free basic bank accounts, visit the Moneyhelper website External link icon
  • You can have one Danske Standard account in just your name, and one in joint names. You cannot have more than two Danske Standard accounts.
  • There are limits on the number of free cash withdrawals over the counter at our branches.

And that's not all…

Ready to open a Danske Standard account?

To apply for this account:

  • If you are a new Danske Bank customer, you must be living in Northern Ireland
  • If you are already a Danske Bank customer, you must be living in the UK
  • You must be at least 18 years old

Important information about this account

Switching a current account to Danske Bank is a free, quick and simple process

With the Current Account Switch Service, the switch is guaranteed to be completed within seven business days.

Learn more about the Switching process


To apply for a Danske Standard account, please confirm that you meet the following criteria:

  • I don't already have a current account; or I have a current account and want to switch it to a Danske Standard account (in which case we'll arrange for your credit balance and any direct debits or standing orders to be automatically switched over and your old account will be closed); and
  • I don't have an overdraft or any credit cards, personal loans or mortgages.


If you don’t understand something, or want to find out more, you can phone us on 0800 660 033.