How much
could I borrow?
Our mortgage calculator will give you an idea of how much you might be able to borrow.
Calculate borrowingThings you need to know
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We offer mortgages for properties in Northern Ireland. If your home is in England, get in contact with your local Mortgage Advice Bureau
broker to find out how much you could borrow.
- Please read about our mortgage services (PDF) before you go any further.
- Whether we provide credit depends on your circumstances, and you must be 18 or over. Lending terms and conditions apply.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Whether we provide credit depends on your circumstances, and you must be 18 or over.
Applications are subject to status and lending criteria. Your home is security for your mortgage, other security may be requested.
We offer mortgages for properties in Northern Ireland. If your home is in England, get in contact with your local Mortgage Advice Bureau
broker to find out how much you could borrow.
How to apply
Let’s get you on your mortgage journey in four simple steps.
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1Find out how much you could borrow
Start with our borrowing calculator to find out how much you might be able to borrow.
Calculate borrowing -
2Find out what your repayments could be
Use our repayment calculator to find out how much your mortgage may cost monthly. This helps you see what you could afford.
Calculate repayments -
3Get your Decision in Principle (DiP)
A DiP takes about 10 minutes and lets you see if you're eligible to borrow what you need. It won't affect your credit score and can show sellers you're ready to buy. Now you’re ready to apply!
Start your DiP -
4Submit your application and speak with a Mortgage Adviser
Already got your DiP? Schedule a phone meeting with one of our Mortgage Advisers to receive personalised mortgage recommendations.
Continue application