Danske Choice

A versatile, everyday banking account.

Good to know

  • An arranged overdraft of up to £7,500 with no set-up fee
  • The first £100 of your arranged overdraft is interest-free and fee-free
  • You can apply online, by telephone or in any branch

Need to know

  • You must be aged 18 or over to open this account
  • Whether we provide credit depends on your circumstances.  Lending terms and conditions apply
  • Arranged overdrafts are repayable on demand. This means you may have to repay any overdraft in full when asked to do so

Want to open an account?

Apply online   Ask us to call you back

or call us on 0800 660 033

What else you can expect...

A contactless Debit Mastercard

You can use your debit card online, in store and at any cash machine showing the Mastercard logo.  Contactless technology allows you to spend up to £30 in store with a simple tap of your card – perfect for when you are in a rush.

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Text and email alerts to get updates on your account balance

If you use eBanking, we can give you information about your balance by email or text message. With this service, you decide the type of alerts you receive (for example, if you want to receive alerts when your balance is low or when you receive a payment).
 

Find out more

Easy access to your account with eBanking and Mobile Bank apps

As well as banking face-to-face at any branch, you can now take care of your finances in more ways than before with our online, mobile and tablet banking solutions and services.

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Free cash withdrawals at any Post Office® counter

You can use your Debit Mastercard to withdraw cash, pay in cheques and cash, and check the balance of your accounts, at over 400 branches of the Post Office®.


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Prices and representative example

Rates correct as at 03 November 2017

Interest rates

Balance Gross / AER (variable)
All credit balance 0.00%  

We work out interest each day and pay it into your account at the end of each calendar month. This interest rate may change in the future.

 

The interest rate for arranged overdrafts is currently as shown below. This rate can change. 

 

Arranged overdraft interest rate Arranged overdraft interest rate (EAR)
Arranged overdraft balance of £100 or less 0.00% 0.00%
Arranged overdraft balance of more than £100 14.99% 16.06%

 

 
 

Representative example

  • 16.06% EAR Variable
  • No arrangement fee
  • £1,200 total amount of credit

Current account switch guarantee

Switching a current account to Danske Bank is a free, quick and simple process.

And with the Current Account Switch Service, the switch is guaranteed to be completed within seven business days.

Learn about the switching process

Important information 

  • You can apply through this website.
  • Take a look at our personal account interest rates leaflet for information on our interest rates.
  • There are limits on the number of free withdrawals and cheque payments you can make over the counter at our branches. Full details of fees and charges can be found in our Fees and service charges explained leaflet.
  • A range of charging scenarios is available to show you the charges you will be expected to pay if you try to spend money that isn't in your account and you haven't arranged an overdraft, or if you spend money that takes your account into unarranged overdraft.

  • Information on how to reduce or avoid fees, charges and interest is available. Follow the link to read our recommended steps.

  • You will be sent a statement at least every 6 months.  With eBanking, you can ask us to send your statements electronically rather than as paper copies.
  • Full terms and conditions apply

Want to open an account?

Apply online   Ask us to call you back

or call us on 0800 660 033