Mastercard Standard

A contactless credit card with a 0% introductory rate for the first five months, as well as other great features.

Good to know

  • 0% introductory rate of interest for the first five months on purchases and balance transfers
  • Single interest rate for all repayments
  • No balance transfer or handling fees
  • Interest on any outstanding balance is calculated from your payment due date and not from the date of purchase
  • Up to three additional cards for adult family members
  • You can withdraw up to £500 cash from any cash machine or bank worldwide displaying the Mastercard logo
  • You can get your credit card statements and other documents delivered electronically

Need to know

  • You must be 18 or over to apply for this card
  • Lending terms and conditions apply
  • Whether we provide credit depends on your circumstances
  • You will be charged for cash withdrawals, refer to the Summary Box
  • Payment due date is the date detailed on your monthly statement by which you must make a payment

Representative example

Representative 22.9% APR (variable) based on an assumed credit limit of £1,200. There is no annual fee. Interest is charged at 22.85% p.a. (variable).

Interested in applying for this card?

(You must be an existing eBanking customer to apply online)

Apply online

or call us on 0800 660 033

Our Mastercard Standard credit card can be extremely handy when it comes to making a variety of purchases, whether it’s used to pay for a well-earned holiday or settle an emergency bill.

Additional features

  • You can use your Mastercard credit card at over 46 million locations around the world and at more than a million cash machines in over 210 countries wherever you see the Mastercard logo.
  • You can set your own contactless transaction limit, up to the new maximum of £100 on your Mobile Bank app. Simply navigate to the ‘Cards’ tab along the top, select the card you’d like to change the limit for then select Card settings from the menu. Click on ‘Spending limits’ to amend your limit. Alternatively, you can call us or visit any branch.
  • 3D Secure adds an additional layer of security when shopping online at participating retailers. For more information visit our 3D Secure page.
  • You can use your credit card online, in store and at any cash machine showing the Mastercard logo. Contactless technology allows you to spend up to £100 in store with a simple tap of your card – perfect for when you are in a rush.
  • For further information please read our Terms and Conditions (PDF). For more information on how credit card pricing works please read our guide to credit card pricing.

Summary Box

Content is loading