Fixed Rate Mortgage

The interest rate is set for an agreed term, so you’ll know exactly how much your monthly repayments will be during your fixed rate period.

Why choose us?

  • Danske Carbon Neutral Mortgage Service - If your home has an energy efficiency rating of A to C we could save you money on your mortgage
  • Thinking of moving your mortgage to Danske? We could give you a helping hand with our Remortgage Offer if your home is in Northern Ireland
  • Fix your rate for an agreed length of time
  • Repay your mortgage over terms up to 40 years
  • A portable mortgage, so you may be able to transfer it if you move house
  • We offer Fixed Rate mortgages through Co-Ownership External link icon in Northern Ireland
  • Make an overpayment of up to 10% each year without incurring Early Repayment Charges. Find out more
  • Borrow up to 90% of the property value

Things you need to know

  • Remortgage offers may be amended or withdrawn at any time
  • Whether we provide credit depends on your circumstances, and you must be 18 or over - lending terms and conditions apply
  • Your home is security for your mortgage, and you may also need to provide other security
  • You may have to pay an Early Repayment Charge

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Decision in Principle (DiP)

You can get a DiP from us. This gives you an estimate of how much money you may be able to borrow. This can be useful to show sellers you’re serious about buying their property.

Start or access your application

If you are buying a home in England, get in contact with your local Mortgage Advice Bureau External link icon broker to find out how much you could borrow.

Ask us more or book an appointment

Talk to us about a mortgage…

0800 389 0833
  • Main phone opening hoursMon-Fri: 8am-6pm / Sat: 9am-1pm / Sun: Closed
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    Talk to us about a mortgage…

    0800 389 0833
    • Main phone opening hoursMon-Fri: 8am-6pm / Sat: 9am-1pm / Sun: Closed
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Other important information

Terms and conditions

  • You may have to pay for an independent professional valuation unless you are an existing Danske Bank customer switching mortgages. We will arrange this for you.
  • You may have to pay other fees such as legal charges, which are not paid through us.
  • You must have buildings insurance in place on your property. You do not have to arrange this through us.
  • For full details on charges please see our Tariff of Mortgage Charges.
  • For further conditions please see our Home Loan General Offer Conditions

Danske Carbon Neutral Mortgage

If you are a homebuyer or switcher and your home has an EPC or PEA rating of A-C, you could be eligible for Danske Carbon Neutral Mortgage

Find out more

Mortgage offers

Buying your first home, upsizing or downsizing, or looking to switch your mortgage provider for a better deal?

Check out our range of mortgage offers.

Find out more

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