A Decision in Principle (DiP) gives you an idea of how much you may be able to borrow from us towards the purchase of a property.
It is not an official mortgage offer but is useful if you are house hunting.
Who can get a Decision in Principle?
A DiP takes about 10 minutes and lets you see if you are eligible to borrow. It won't affect your credit score and can show sellers you're ready to buy.
Start a Decision in PrincipleIf you’ve already completed your DiP, you can access and complete it in the Mortgage Portal.
Continue your mortgage applicationUse our calculators to find out how much you can borrow and how much your repayments might be.
Start with our borrowing calculator to find out how much you might be able to borrow.
Calculate borrowingUse our repayment calculator to find out how much your mortgage may cost monthly. This helps you see what you could afford.
Calculate repaymentsYour home may be repossessed if you do not keep up repayments on your mortgage.
Whether we provide credit depends on your circumstances, and you must be 18 or over.
Applications are subject to status and lending criteria. Your home is security for your mortgage, other security may be requested.
We offer mortgages for properties in Northern Ireland. If your home is in England, get in contact with your local Mortgage Advice Bureau broker to find out how much you could borrow.
Whether you're saving for a rainy day or exciting future plans, our range of savings accounts can help you reach your goals.
Explore savings accountsBank your way - online, in-branch or by phone. We have a range of award-winning current accounts for ages 11+.
Explore personal current accounts