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Renew your mortgage with us

Whether you want to review your deal, reduce your mortgage term, or reconsider your monthly payments, we have options to suit you.

Mortgage Charter

Danske Bank have signed up to the UK Government’s Mortgage Charter. If you are concerned about your Danske mortgage repayments, we have support options available which can be applied for online. Read more about the support outlined in the Mortgage Charter.

You can also visit our Money Worries section for details of other forms of support.

Why stay with us?

  • You may be able to renew your mortgage yourself online.
  • Get access to exclusive rates.
  • You can make overpayments.
  • You can repay your mortgage over terms up to 40 years
  • You could get an exclusive Home Owner’s Personal Loan of up to £25,000
  • We have a dedicated local phone line just for you 0800 032 5501 Mon-Fri: 8am-6pm / Sat: 9am-1pm / Sun: Closed.

Do you have an up-to-date Energy Performance Certificate?

If your property has an energy efficiency rating of A-C you can get access to exclusive existing customer rates. You’ll find a home’s energy efficiency rating on its Energy Performance Certificate (or EPC), if it has one.

To be eligible, the EPC must be valid for at least another year at the date of your mortgage application.

If we hold a valid energy efficiency rating of A-C for your property you don’t need to do anything.

If we don’t hold a record of your properties EPC rating or the rating is D or below you can still avail of our standard existing customer rates.

If you want to check if we hold a valid energy efficiency rating for your property or you want us to update our records, call us on 0800 032 5501. Mon-Fri: 8am-6pm / Sat: 9am-1pm / Sun: Closed.

You can read more about our carbon neutral mortgage service.

Whether we provide credit depends on your circumstances. Lending terms and conditions apply.

Your home may be repossessed if you do not keep up repayments on your mortgage

Are you ready to renew your mortgage?

Have a look at our range of products to find a deal that’s right for you.

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Fixed Rate Mortgage

With a fixed rate of interest, you'll have the comfort of knowing exactly what you'll pay each month

Read more
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Tracker Home Loan Mortgage

The variable interest rate you'll pay tracks a margin above the Danske Bank Reference Rate (UK)

Read more
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Prices and interest rates

We offer a range of mortgages and the actual rate available will depend on your circumstances. Talk to us about your options and ask for a personalised illustration.

Read more

Find out how to renew your mortgage below

Renew online

You can renew online if all the following points apply to you:

  • You currently have a fixed rate mortgage which is due to end in the next 150 days OR your fixed rate mortgage has already ended.
  • You have a Tracker Home Loan, Standard Variable Rate or Follow-on Rate Home Loan.
  • You do not want to change the amount or term of your existing mortgage.
  • The mortgage is not for an investment property.
  • You want to renew using our online execution only service, which means you don’t want us to provide advice.
  • The balance of your mortgage is £10,000 or more and the remaining term is 12 months or more.
  • Your remaining mortgage is 95% of the property value or less.
  • Your property is in the UK.
  • You are making monthly repayments on a capital and interest basis.
  • All payments are up to date and you are not currently making payments that are less than those detailed in your original mortgage agreement.

What you’ll need to access our online service:

  • Mortgage account number (which you can find on eBanking or on your mortgage statement)
  • Property postcode
  • Surname
  • Date of birth
  • A valid email address
  • We’ll send a unique PIN code to the mobile number we hold for you each time you log in. If we do not hold a valid mobile number, we will tell you when you try to log in. You can call us on 0800 032 5501 and we will update our records. Mon-Fri: 8am-6pm / Sat: 9am-1pm / Sun: Closed.

Important Information

  • We will provide a ‘Product Transfer Offer letter’ when you select a new product. Please read this carefully before you make a decision.
  • Any initial monthly repayment figures illustrated online may be subject to change, and will be confirmed within the Product Transfer Offer letter.
  • You must accept the ‘Product Transfer Offer letter’ before we will make the change to your mortgage.

You can renew online by clicking on the link below. You can also get step by step instructions by watching the video.

Renew online Watch video

Would you prefer to speak to us about your mortgage?

If you have any questions or you would like to arrange a meeting with one of our mortgage advisors please call us on 0800 032 5501. Mon-Fri: 8am-6pm / Sat: 9am-1pm

Frequently Asked Questions

Mortgage renewal video


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