0800 389 0833If you would like more information before making an application and prefer to speak to someone in person. You can book a pre-application meeting in one of our local branches.
I’d like to borrow money for home improvements
Stay put and save on moving costs.
Need a new kitchen or bathroom? Want to extend or renovate? We may be able to help. Depending on your circumstances, we have a few options you can choose from:
| Loan type | How it works | How much could I borrow? | How long can I take to repay my loan? | Important information |
|---|---|---|---|---|
| Home Owner's Personal Loan* | A variable rate loan exclusive to Danske mortgage customers | £1,000 to £25,000 | Between 1 and 5 years. You can make overpayments or settle early | This loan is not secured on your home |
| Additional Mortgage Borrowing* | Release some of your home’s available equity | From £5,000 up to 90% of the value of your property | The same term as your existing mortgage, but you can choose a shorter or longer term if you prefer | This loan is secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage |
| Fixed Rate Personal Loan* | Fixed repayments whether interest rates rise or fall | £1,000 to £25,000 | Between 1 and 5 years | This loan is not secured on your home |
We are currently accepting applications for additional borrowing up to and including 90% Loan to Value (LTV).
* Whether we provide credit depends on your circumstances. Lending terms and conditions apply.
Talk to us
If you’re not sure about what to do next, or you would prefer to speak to us about our mortgages and how we can help, get in touch.
Lines are open between 8am and 6pm Monday to Friday, (except for bank holidays in Northern Ireland) and 9am and 1pm on Saturdays.
Book a pre-application meeting
If you would like more information before making an application and prefer to speak to someone in person. You can book a pre-application meeting in one of our local branches.
