I’d like to borrow money for home improvements
Stay put and save on moving costs.
Need a new kitchen or bathroom? Want to extend or renovate? We may be able to help. Depending on your circumstances, we have a few options you can choose from:
| How it works | How much could I borrow? | How long can I take to repay my loan? | Important information | |
|---|---|---|---|---|
| Home Owner's Personal Loan* | A variable rate loan exclusive to Danske mortgage customers | £1,000 to £25,000 | Between 1 and 5 years. You can make overpayments or settle early | This loan is not secured on your home |
| Additional Mortgage Borrowing* | Release some of your home’s available equity | From £5,000 up to 90% of the value of your property | The same term as your existing mortgage, but you can choose a shorter or longer term if you prefer | This loan is secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage |
| Fixed Rate Personal Loan* | Fixed repayments whether interest rates rise or fall | £1,000 to £25,000 | Between 1 and 5 years | This loan is not secured on your home |
We are currently accepting applications for additional borrowing up to and including 90% Loan to Value (LTV).
* Whether we provide credit depends on your circumstances. Lending terms and conditions apply.
