I’d like to borrow money for home improvements

Stay put and save on moving costs.

Need a new kitchen or bathroom? Want to extend or renovate? We may be able to help. Depending on your circumstances, we have a few options you can choose from:


How it works How much could I borrow? How long can I take to repay my loan? Important information
Home Owner's Personal Loan* A variable rate loan exclusive to Danske mortgage customers £1,000 to £25,000 Between 1 and 5 years. You can make overpayments or settle early This loan is not secured on your home
Additional Mortgage Borrowing* Release some of your home’s available equity From £5,000 up to 90% of the value of your property The same term as your existing mortgage, but you can choose a shorter or longer term if you prefer This loan is secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage
Fixed Rate Personal Loan* Fixed repayments whether interest rates rise or fall £1,000 to £25,000 Between 1 and 5 years This loan is not secured on your home

We are currently accepting applications for additional borrowing up to and including 90% Loan to Value (LTV).

* Whether we provide credit depends on your circumstances. Lending terms and conditions apply.

Talk to us

If you’re not sure about what to do next, or you would prefer to speak to us about our mortgages and how we can help, get in touch.

0800 389 0833.

Lines are open between 8am and 6pm Monday to Friday, (except for bank holidays in Northern Ireland) and 9am and 1pm on Saturdays.

Book a pre-application meeting

If you would like more information before making an application and prefer to speak to someone in person. You can book a pre-application meeting in one of our local branches.

  • Info

    If you would like more information before making an application and prefer to speak to someone in person. You can book a pre-application meeting in one of our local branches.

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