Payments within the UK

  • Payment in eBanking

    Payment in eBanking

    You can use eBanking to make all your payments, 24 hours a day.

    • Transfer money to friends or family members
    • Pay your bills
    • Set up standing orders to make repeat payments
    • Make foreign payments (fees and service charges may apply)

    You will need the sort code and account number of the person you are paying.

    Register for eBanking

  • Direct Debit

    Direct Debit

    Direct Debit is the easiest way to pay regular expenses such as telephone and electricity bills, TV licensing and subscriptions, and even credit card bills.

    The difference between this and a standing order is that the amount taken from your account can change, and that the payee sets up the Direct Debit on your behalf.

    Direct Debits can only be used for payments to UK recipients and be debited on Monday to Friday inclusive.

    On the day a Direct Debit payment is due, we’ll allow you until 3:30pm to pay cleared funds into your account.

    To cancel a Direct Debit:

    We recommend that you tell your Direct Debit provider that you would like to stop making payments this way.

    You can cancel a direct debit via your ebanking, telephone or by calling into a local branch.

    Ebanking:

    1. Log on to eBanking
    2. Select ‘Pay and Transfer’
    3. Click ‘Regular Transfers – ‘View and amend Direct Debits/Standing Orders’
    4. Select the account the Direct Debit is set up on
    5. Select ‘Details’ (on the left of the Direct Debit you’d like to cancel)
    6. Click ‘Delete’ and enter your password to confirm this is what you want to do.

    Telephone:

    Call our General service line on 028 9004 9221 and have details of your account number and direct debit that you wish to cancel at hand.

    A direct debit should be cancelled before 5pm the business day before it is due, otherwise the payment may still leave your account. Fees and service charges may apply if there are insufficient funds in your account on the day the payment is due to be made.

  • Standing Orders

    Standing Orders

    You can set up, amend and delete standing orders via your ebanking, by telephone or in branch.

    Setting up a standing Order on eBanking:

    1. Log on to eBanking (if you’re using a mobile or tablet you can do this using your browser)
    2. Select ‘Pay and transfer’
    3. Click ‘Regular transfers – View and amend Direct Debits/Standing Orders
    4. Click the ‘New standing order’ button
    5. Fill in the details when you’re asked
    6. Select OK and enter your password.

    Amending standing orders on eBanking:

    1. Log on to eBanking via a computer (if you’re using a mobile or tablet you can do this using your browser)
    2. Select ‘Pay and Transfer’
    3. Select ‘Regular Transfers– View and amend Direct Debits/Standing Orders
    4. Select the account the standing order is set up on
    5. Select ‘Details’ from the arrow to the left of the standing order you want to edit.
    6. Click on the ‘Edit’ button and confirm with your password.

    Cancelling standing orders on eBanking:

    1. Log on to eBanking (if you’re using a mobile or tablet you can do this using your browser)
    2. Select ‘Pay and transfer’
    3. Click on ‘Regular transfers – View and amend Direct Debits/Standing Orders
    4. Select the account the standing order is set up on
    5. Select ‘Details’ from the arrow to the left of the standing order you wish to cancel
    6. Click on the ‘Delete’ button and confirm your password.

    You can call us on 028 9004 9221 with details of your account number and standing order at hand.

    If you want to cancel this standing order or any future dated payment you must contact us no later than 5pm the business day before the day the payment is due to be paid. Fees and service charges may apply if there are insufficient funds in your account on the day the payment is due to be made.

  • Danske 24 Hour Telephone Banking

    Danske 24 Hour Telephone Banking

    With 24 Hour Telephone Banking you can create a list of payees. Once we have set up your list, all you have to do is call to make the payment. You can change your list by contacting one of our advisors.

    If you set up a future dated payment through 24 Hour Telephone Banking we'll allow you until 2:00pm to pay cleared funds into your account on the day the payment is due.

  • Read more

Foreign payments

  • Things you should know

    Things you should know

    The easiest and cheapest way to make a foreign payment is to set it up through eBanking, but if you prefer you can fill in a form at your branch.

    Please note that in line with international practice, foreign payments cannot be cancelled, but if you’ve mistakenly made a payment via eBanking, you should contact the payee and ask for the payment to be returned. If it has been sent to the wrong account number, we can try to recall the payment.

  • We will choose the payment method

    We will choose the payment method

    The payment method depends on the destination country, the information you provide about the payee, and so on. We will complete the payment in accordance with the general terms and conditions for foreign payments.

  • Insufficient funds

    Insufficient funds

    If there is not enough money in your account for a foreign payment, you will have three banking days to pay the funds to cover it, otherwise you’ll be notified by mail and charged a fee. If the payment was set up in eBanking, the payment will appear as rejected in the list of payments.

  • Transferring to a Danske Bank overseas account

    Transferring to a Danske Bank overseas account

    If you hold a Danske account abroad, you can transfer funds into it, free of charge, using eBanking.

  • Transferring to a non-Danske Bank overseas account

    Transferring to a non-Danske Bank overseas account

    This is easiest through eBanking, but you can make the transfer in a branch if you'd prefer.

    Either way, please note that we’ll charge you a fee, and it’s up to you how you split it with the payee. The fee will be higher if you make the transfer in the branch.

    The charges will be smaller if your payment meets the criteria for EEA currency payments to EEA countries.

  • International cheque

    International cheque

    An international cheque is expensive for both you and the payee, because it requires manual processing, but the advantage is that you can make the payment if you do not have the payee's bank details.

    You can order a cheque through Danske eBanking or by ordering one in a branch.

  • Incoming payments

    Incoming payments

    You can make sure that any incoming foreign payments go directly into your account by passing on your bank details to the payer, including IBAN and BIC/SWIFT code details. More about IBAN and SWIFT codes.

  • SEPA Direct Debit

    SEPA Direct Debit

    If you have a Euro Currency Account with us you can make payments through the SEPA (Single European Payments Area) Core Direct Debit Scheme, making it easy for you to pay regular cross-border expenses.

  • IBAN

    IBAN

    IBAN stands for International Bank Account Number and is a number attached to all accounts in the EU countries plus Norway, Switzerland, Liechtenstein and Iceland.

    The IBAN makes automatic processing of cross-border payments easier and enables the bank to check, immediately upon receipt, whether the account numbers are correct.

    Using the IBAN when sending funds aids Straight through Processing (STP) and avoids any associated charges or manual processing fees.

  • Example of the IBAN in Danske Bank

    Example of the IBAN in Danske Bank

    Here is an example of how an IBAN is constructed for a fictional Danske Bank account with sort code 950121 and account number 12345678:

    Country code Control No. Sort code Account No.
    GB 08 DABA950121 12345678
  • Read more