Budgeting

Stay on top of your accounts. Regularly check your bank account using the Mobile Banking app. Our Spending overview tool, groups your spend into categories to show you where your money’s going.

Besides eBanking and our Mobile Banking app, you can get text and email alerts to keep you updated. We'll let you know if you go into your overdraft, update your bank balance, and help you avoid missing payments.

You must be a Danske Bank customer and be registered for eBanking to use these tools. eBanking may be temporarily unavailable when we are carrying out routine maintenance.

Include expenses that aren't monthly, like road tax or heating oil. Break them down into monthly costs and add them to your budget. If you get paid weekly, consider setting up a weekly budget to keep track of your expenses.

Think about whether you really need extra TV packages, music subscriptions or unused gym memberships. Check your contract before cancelling, as you might be locked in.

Changing payment dates to match your payday can help a lot. If your rent, mortgage, car insurance or phone bill comes out when you get paid, it’s easier to manage what’s left.

To change a Direct Debit date, contact the company. It might not be exact, but closer to payday is better. Danske Bank customers can also delete Direct Debits using eBanking but check you don’t owe anything first!

You can change your own standing order dates on eBanking or the Mobile Banking app. For Danske Bank loans or mortgages, message us in eBanking, the app, or call us.

Still being charged after cancelling? Payments like Netflix or Amazon Prime might come off your card. Even if you block your card and get a new one, the payment might continue! To cancel, message us or call us.

Shop around for groceries, insurance, or gas. You might find a better deal.

If you have debt, ask about early repayment. You could save on interest. Consider merging debts into one manageable payment.

Try to save a small amount each month for emergencies. Set up a standing order so it happens automatically. Set a savings goal to stay focused.