If your home has an energy efficiency rating of A-C we could save you money on your mortgage
You'll find your home's rating on its Energy Performance Certificate (EPC).
You may be able to find it on the Government's Find an energy certificate.
Borrow up to 95% of the property value (or 90% for new build properties).
Repay your mortgage over terms of up to 40 years.
Our mortgages include options for overpayments and lump sums.
View overpayments
You can choose a Fixed Rate or Tracker mortgage.
Available in branches or by phone.
Borrow up to 95% of the property value (or 90% for new build properties).
Repay your mortgage over terms of up to 40 years.
Our mortgages include options for overpayments and lump sums.
View overpayments
You can choose a Fixed Rate or Tracker mortgage.
Available in branches or by phone.
Let’s get you on your mortgage journey in four simple steps.
Start with our borrowing calculator to find out how much you might be able to borrow.
Calculate borrowing
Use our repayment calculator to find out how much your mortgage may cost monthly. This helps you see what you could afford.
Calculate repayments
A DiP takes about 10 minutes and let’s you see if you're eligible to borrow what you need. It won't affect your credit score and can show sellers you're ready to buy. Now you’re ready to apply!
Start your DiP
Already got your DiP? Schedule a phone meeting with one of our Mortgage Advisers to receive personalised mortgage recommendations.
Continue application
Your home may be repossessed if you do not keep up repayments on your mortgage.
Whether we provide credit depends on your circumstances, and you must be 18 or over.
Applications are subject to status and lending criteria. Your home is security for your mortgage, other security may be requested.
We offer mortgages for properties in Northern Ireland. If your home is in England, get in contact with your local Mortgage Advice Bureau broker to find out how much you could borrow.
A home that uses less energy and lowers greenhouse gas emissions, and is better for the environment as a result.
The benefits of an energy efficient home:
Interest rates and product options.
We can lend more for energy efficient homes.
Your EPC must be valid for at least another 6 months at the date of application. If your EPC expires in less than 6 months or your property doesn’t have an EPC certificate you will need to get a new one before applying for and Energy Efficient Home Mortgage.
We also have other deals if your home doesn’t meet the criteria. Find out more by using our repayment calculator.
If you are an existing Danske Bank mortgage customer living in Northern Ireland we have a range of options available for you.
The Energy Saving Trust Tool is a quick way to find out how energy efficient your home is and how making a few changes could save you money and reduce your emissions.
Energy Savings Trust Tool
Whether you're saving for a rainy day or exciting future plans, our range of savings accounts can help you reach your goals.
Explore savings accounts
Bank your way - online, in-branch or by phone. We have a range of award-winning current accounts for ages 11+.
Explore personal current accounts
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