0800 389 0833
If you would like more information before making an application and prefer to speak to someone in person. You can book a pre-application meeting in one of our local branches.
Tracker Home Loan Mortgage
The variable interest rate you will pay on this mortgage tracks a margin above the Danske Bank Reference Rate (UK) for the full term of the loan.
Tracker Home Loan is currently only available to customers in Northern Ireland.
Why choose us?
- Energy Efficient Home Mortgages - If your home has an energy efficiency rating of A to C we could save you money on your mortgage
- Thinking of moving your mortgage to Danske? We could give you a helping hand with our Remortgage Offer
- Repay your mortgage over terms up to 40 years
- You can make lump sum or overpayments at any time without incurring a charge
- No Early Repayment Charge if you choose to move home or repay your mortgage early
Things you need to know
- Remortgage offers may be amended or withdrawn at any time
- Whether we provide credit depends on your circumstances, and you must be 18 or over - lending terms and conditions apply
- Your home is security for your mortgage, and you may also need to provide other security
- Your mortgage repayments may go up as well as down
- Not a portable mortgage so if you move home this mortgage will not move with you
How much could I borrow?
Whether you’re buying your first home, moving home or switching your mortgage to us, find out how much you might be able to borrow. It only takes a few minutes.
Calculate how much you can borrow
How much will it cost?
Use our repayment calculator to find out how much your mortgage may cost monthly. This helps you see what you could afford.
Calculate your mortgage repayments
Decision in Principle (DiP)
A DiP lets you see if you’re eligible to borrow what you need – and it can show sellers you’re ready to buy.
It only takes about 10 minutes to apply, you’ll get an immediate decision, and it doesn’t affect your credit score.
Start or access your applicationTalk to us
If you’re not sure about what to do next, or you would prefer to speak to us about our mortgages and how we can help, get in touch.
Lines are open between 8am and 6pm Monday to Friday, (except for bank holidays in Northern Ireland) and 9am and 1pm on Saturdays.
Your home may be repossessed if you do not keep up repayments on your mortgage
What best describes you?
Tell us why you need a mortgage and we'll point you in the right direction.
Book a pre-application meeting
If you would like more information before making an application and prefer to speak to someone in person. You can book a pre-application meeting in one of our local branches.
Other important information
- The bank only provides mortgages in sterling but will consider Base Rate Tracker applications where the applicant's income is in another currency. Fluctuations in the exchange rate may affect your affordability. More information is provided in our glossary.
Terms and conditions
- You may have to pay for an independent professional valuation unless you are an existing Danske Bank customer switching mortgages. We will arrange this for you.
- You may have to pay other fees such as legal charges, which are not paid through us.
- You must have buildings insurance in place on your property. You do not have to arrange this through us.
- For full details on charges please see our Tariff of Mortgage Charges.
- For further conditions please see our Home Loan General Offer Conditions.
