Money Smart hub
At Danske Bank, we know the importance of providing children and young people with financial skills from an early age.
That’s why we developed our Money Smart financial education programme. It’s designed to:
- Provide young people with the knowledge, skills and confidence to make ‘money smart’ financial decisions throughout their lives
- Bring the concepts of personal finance to life in a way that’s appropriate for their age group.
Through our Money Smart programme, delivered by our staff in schools and youth groups across Northern Ireland, we aim to make learning about money interactive and meaningful.
Here, you can find out more about the lessons and ways you can put the learnings in to practice at home.
Money Smart Junior
For 5–11 year olds.
Money Smart Junior introduces the topic of money to primary school pupils. Children learn about:
- What a bank does
- The concept of money
- How they can earn money
- How to prioritise spending
- The importance of saving.
The content is tailored for different age ranges, but if you feel your child is at a different stage, you can explore other modules outside of the recommended age group.
P2/P3 Module
Download moduleP2/P3 Activity sheet
P4/P5 Module
P4/P5 Activity sheet
P6/P7 Module
P6/P7 Activity sheet
Money Smart
Money Smart is designed for 11-18 year olds and covers more complex lessons about finances and money management. The modules are based on important topics:
Getting involved
As a parent, you play a crucial role in your child’s financial education. We’d encourage you to:
- Get involved in their learning
- Reinforce the lessons they’ve started in school
- Be open and talk about money at home
- Set a good example with your own financial habits.
To find out more about the programme or to set up more sessions in your school, please contact the Danske Bank Communications team.
Our youth accounts
Having a bank account has lots of benefits, including putting our learnings into practice and getting hands-on experience managing money, budgeting and saving.
Junior accounts
For younger children, we offer a Junior Savings Account and Junior Cash ISA account, where you and your child can start saving and talking about money together.
Adults on these accounts can view and manage them in their own eBanking or Mobile Banking app.
Find out more about Junior Savings Account Find out more about Junior Cash ISA account
Discovery account
Our Discovery account gives 8 to 17 year olds all the tools to manage their own money.
That includes using a contactless Debit Mastercard to spend their money and using eBanking and our Mobile Banking app to check their accounts and manage their money. They can also open a Discovery Savings Account to save for their bigger goals.
Find out more about a Discovery accountFreedom account
If you’ve already turned 18, our Freedom account could work for you.
It’s a full current account and gives you flexibility for your banking needs – it includes a contactless Debit Mastercard and access to our Mobile Banking app to keep on top of your money and spending.
Find out more about a Freedom accountNeed help with your family finances?
Our Budget Calculator can help you get a better understanding of where your money is being spent and how much you’ll have left at the end of each month. It can help your review your regular spending to help you budget more effectively, figure out any unnecessary costs and see how much money you might be able to save for unexpected events which might come up.
If you need further support with your finances, check out our Money worries hub. There’s information on budgeting and money saving tips. As well as what to do when you’re struggling with payments and the support available.
