Yes, if you don’t meet the transaction criteria in a qualifying month, you can still qualify in the other months. Remember, there are only three qualifying months, and it is not possible to extend the qualifying 3 month period.
Float through our 4 easy steps...
- Choose your shiny new account – it only takes 10 minutes to apply!
- We’ll switch your account for you - you choose the date. We’ll transfer everything for you using the Current Account Switch Service - this makes switching your current account between your old bank or building society to us simple and stress-free.
- Get £100 once your switch is complete, you’ve deposited at least £1,000 and you’ve registered for and used our online banking.
- Get an extra £25 a month for up to 3 months, by completing 11 debit card transactions per month.
See full terms and conditions and FAQs below.
Danske Reward
Life’s more rewarding at Danske – a current account with a £5 monthly reward and whole lot more.
Danske Choice
Danske Choice gives you everything you need to manage your money, with no monthly fee.
Danske Freedom
Whether you’re a student, a graduate, or just starting out on the career ladder, Danske Freedom offers you flexibility and value.
Switching a current account to Danske Bank is a free, quick and simple process
With the Current Account Switch Service, the switch is guaranteed to be completed within seven business days.
Learn more about the Switching process
Terms and conditions for the Danske Switch and Spend offer
Please read these carefully before applying for your account.

£100 Switch Offer
To be eligible for the offer, you must:
- be a new Danske Bank personal current account customer; and
- open a new Danske Reward, Danske Choice or Danske Freedom current account.
Within 60 days of your account being opened, you must:
- complete a full switch of your existing current account from another bank to Danske Bank using the Current Account Switch Service which is a free, quick and simple process; and
- pay at least £1,000 into your new Danske Bank current account. This can be made up of multiple payments
- register for and logon to Danske eBanking or Mobile Banking App.
We will pay £100 directly into your new account within 10 business days of you meeting these criteria.

£75 Spend Offer
You can get an extra £25 a month for up to 3 months after receiving your £100 switch incentive payment, by meeting the following criteria:
- successfully qualify for the Switch Offer and receive the £100 payment into your new account
- in each consecutive calendar month following the month you receive payment of the £100 Switch Offer, complete at least 11 debit card transactions (includes digital wallet but excludes cash machine and credits to the account)
The 3 calendar months start on the 1st day of the calendar month following payment of the £100 Switch Offer.
For example, if you receive your £100 payment on 4 May, then the calendar months where you can qualify for a £25 payment are June, July & August.
We will pay £25 directly into your new account within 10 business days of the end of each calendar month, i.e. July, August and September
You'll not be eligible if you've previously benefitted from the Offer, or any other personal current account switch offer from Danske Bank since 1 January 2023.
Before continuing, please read the full Danske Bank Switch and Spend Offer – Terms & Conditions.
Register for our Prize Draw
10x £1,000 to be won each month.
Once your new account is up and running, you’ll be eligible to enter our monthly prize draw. Once you’ve applied for your new account, why not register and we’ll enter you into the draw as soon as your account is open and you meet the monthly criteria.