Moving home?

The amount will vary depending on the type of property you are moving to. We ask for at least 5% of the value of your property (or 10% for new build properties).

If you have a fixed rate with Danske Bank you may be able to take this rate with you when you move home. This is called ‘Porting’. You can find out more.

If porting your mortgage won’t work for you, then you can still move home but you may have to pay an Early Repayment Charge to close your fixed rate mortgage.

If your mortgage is with another lender you should speak to them to understand whether you can port your mortgage or not.

See our 4-step journey below

1. Use our ’How much can I borrow’ calculator to get an idea of how much you could borrow.
2. Check out the ‘repayment calculator’ to see our rates, and get an idea of the monthly payments.
3. Then, you could get a Decision in Principle which provides a personalised indication of how much you could borrow. You could use this to show your estate agent that you're a serious buyer and put in an offer on a property.
4. Once you've had your offer accepted, you can then submit your application and speak with a Mortgage Adviser to receive personalised mortgage recommendation.

When you apply for a mortgage, we’ll ask a surveyor to inspect the property, value it and produce a valuation report. This is to ensure it’s worth the amount being paid.

We don’t currently charge for the valuation report, which is a basic evaluation of the property. You can choose to request other optional checks and surveys, which you will have to pay for, but could help uncover any potential issues with the property.

Check out the ‘repayment calculator’ to see our rates, and get an idea of the monthly payments.

Use our ’How much can I borrow’ calculator to get an idea of how much you could borrow.