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Mortgages

Thinking of buying a house in Northern Ireland or moving your mortgage? We have a range of mortgages to suit you. Whether you're a first time buyer, wanting to make a home move, or just need a better mortgage deal, we're here to help.

Your home may be repossessed if you do not keep up repayments on your mortgage

Start your mortgage journey with us

Get started by finding out how much you could borrow or seeing how much your monthly repayments might be. If you’re ready, you can also apply for a Decision in Principle.

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How much could I borrow?

Whether you’re buying your first home, moving home or switching your mortgage to us, find out how much you might be able to borrow. It only takes a few minutes.

Calculate how much you can borrow
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How much will it cost?

Use our repayment calculator to find out how much your mortgage may cost monthly. This helps you see what you could afford.

Calculate your mortgage repayments

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Decision in Principle (DiP)

A DiP lets you see if you’re eligible to borrow what you need – and it can show sellers you’re ready to buy.

It only takes about 10 minutes to apply, you’ll get an immediate decision, and it doesn’t affect your credit score.

Start or access your application

Talk to us

If you’re not sure about what to do next, or you would prefer to speak to us about our mortgages and how we can help, get in touch.

0800 389 0833.

Lines are open between 8am and 6pm Monday to Friday, (except for bank holidays in Northern Ireland) and 9am and 1pm on Saturdays.

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Why choose us?

  • Energy Efficient Home Mortgages - If your home has an energy efficiency rating of A to C we could save you money on your mortgage
  • Thinking of moving your mortgage to Danske? We could give you a helping hand with our Remortgage Offer if your home is in Northern Ireland
  • We offer Fixed Rate mortgages through Co-Ownership External link icon in Northern Ireland
  • You can make overpayments
  • Repay your mortgage over terms up to 40 years
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Things you need to know

  • Remortgage offers are only available in Northern Ireland and may be amended or withdrawn at any time
  • Whether we provide credit depends on your circumstances, and you must be 18 or over – lending terms and conditions apply
  • Your home is security for your mortgage, and you may also need to provide other security

Book a pre-application meeting

If you would like more information before making an application and prefer to speak to someone in person. You can book a pre-application meeting in one of our local branches.

  • Info

    If you would like more information before making an application and prefer to speak to someone in person. You can book a pre-application meeting in one of our local branches.

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    Find your nearest branch

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  • Book a pre-application meeting
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