Our Privacy Notice outlines how the Bank collects, uses, and protects your personal information, ensuring transparency and compliance with privacy laws. It also informs you about your rights, provides details on data handling practices and advises you on who to contact if you have any queries.
Data Protection Privacy – Our promise to protect your information
We promise:
- To keep your personal information safe and private.
- Only share your personal information when it is required.
- Respond to all requests received when you exercise your rights.
Northern Bank Limited t/a Danske Bank UK (Danske Bank) is responsible for protecting your personal information as carefully as we protect your money. The following summarises the content of our Privacy Notice and our Cookie Policy, providing an overview of how Danske Bank manages your personal information. For more detailed information we recommend that you read Danske Bank’s full customer Privacy Notice, “How we use your personal and business information” and our Cookie Policy.
Privacy Notice FAQs
-
-
Danske Bank is the trading name of Northern Bank Limited which is a member of the Danske Bank Group, and our privacy notice lets you know how companies within the Group look after your personal information.
We can only process your personal information where we have a proper reason, these can include:
- We have a legitimate interest to do so.
- We are required to by law.
- To manage your product or service.
- You have allowed us to process your personal information.
-
This will depend on the products or services that you have, however we only ever collect enough personal information to allow us to manage your products so that you get the best possible service. These can include:
- Your name and contact details.
- Financial details.
- Education and employment status.
- Information about your family, including anyone acting on your behalf.
- Your account details and preferences on how we manage them.
- Online banking details.
- Visual images, including copies of your identification or CCTV footage from our premises.
- Biometric information, if used to verify your identity.
-
This can be personal information that you have provided, or we have collected from elsewhere, including:
- Application forms, emails, letters, webforms or on telephone calls.
- Information from how you use your accounts.
- Information from credit reference and fraud prevention agencies.
- Joint account holders and people you are financially linked to.
- From your financial advisors.
- Through digital channels and social media platforms, such as, Facebook and LinkedIn.
Depending on the nature of the information collected, sometimes we can only use your information if you have agreed to its use. This is usually when the information is of a sensitive nature or relates to your marketing preferences. Some information is used because we need to comply with laws, such as, when detecting or preventing financial crime.
Where we are using your information entirely on your agreement, you have the right to withdraw your consent at any time. However, this will sometimes mean we can no longer provide you with products of services.
-
There are many reasons why we collect your personal information; the main ones include the following:
- To verify your identity.
- Manage your products and services.
- Assess your suitability for any product or service.
- Preventing fraud or recovering debt.
- Protecting you.
- Research purposes that allow us to improve our service.
- To share it with others.
-
We will keep your personal information for as long as you are a customer. We also keep your personal information for up to seven years after you stop being a customer for the following reasons:
- To respond to complaints.
- For customer information research purposes.
- Because we are required to by the law.
If you are a potential customer that does not become a customer, your personal information may be stored for up to 12 months.
-
Under current Data Protection Laws, you have a number of rights. Should you need to exercise any of these rights we will aim to respond within one month, but this can be extended under certain circumstances. You have the right to:
- access your personal information that we process, store, or share, subject to it not being restricted by law or impacting another individual’s privacy.
- ask us to correct any information that is wrong or incomplete.
- object to our use of your personal information, which may require us to delete, remove, stop keeping or sharing it.
- ask us to stop profiling or using your personal information for marketing purposes.
To exercise any of these rights, please write to the Data Protection Officer, Danske Bank, Donegall Square West, Belfast, BT1 6JS or contact us at: yourprivacyrights@danskebank.co.uk.
-
To improve our products and services we undertake market research, which may involve sharing your information with market research companies. If you do not want to take part, please contact us and we will record this.
-
We are keen to keep you up to date with any essential information, which we can only do if we have up to date email and mobile numbers. If you do not want to be contacted, we can delete your details from our records, or you can add or delete them yourself though your eBanking or under your profile on your Mobile Banking App.
-
From time-to-time we may contact you when we believe a particular product may be of interest to you. If you do not wish to receive any marketing information or want to change your current preferences, you can tell us at any time. You can write to you branch or contact us at customer services 0345 600 2882.
-
We collect information from our websites and mobile apps when you use them, which is used to improve the service you experience. You will also see some marketing, but it will not be tailored to you.
Full details of our Cookie Policy can be found on our Cookie Policy help page.
-
If you are unhappy how we have managed, your personal information you should contact us to discuss any concerns. Details of our Complaints Procedure can be found on our Complaints Procedure page, where you can complete an online form, or write to us at Danske Bank, PO Box 2111, Belfast BT10 9EG or call us on 0345 600 2882.
If you are not happy with how the Bank managed your complaint you have the right to complain to:
The Information Commissioner's Office,
Wycliffe House, Water Lane,
Wilmslow,
Cheshire,
SK9 5AF. -
We have appointed a Data Protection Officer to advise us about our data protection obligations and to monitor compliance. You can contact the Data Protection Officer by writing to:
The Data Protection Officer,
Danske Bank,
Donegall Square West,
Belfast,
BT1 6JSor by emailing us at yourprivacyrights@danskebank.co.uk.
-
We may access and use information from credit reference and fraud prevention agencies when you open your account and periodically to:
- check your identity and verify the accuracy of the information you provide to us.
- manage and take decisions about your accounts, including assessing your creditworthiness and checks to avoid customers becoming over-indebted.
- prevent criminal activity, fraud, and money laundering.
- trace debtors and recover debts.
Credit Reference Agency Contact Details Experian Limited Write: Customer Support Centre, Experian Ltd, PO BOX 9000, Nottingham, NG80 7WF
Call: Customer Support – 0800 013 8888
Website: https://ins.experian.co.uk/contact
National Hunter Limited Write: National Hunter Limited, PO BOX 4744, Stone, Staffordshire, ST15 9FE
Website: https://nhunter.co.uk/contact-business/
Email: info@nhunter.co.uk
TransUnion International UK Limited Write: TransUnion UK, One Park Lane, Leeds, LS3 1EP
Call: Customer Enquiries – 0330 024 7574
Website: https://www.transunion.co.uk/consumer/contact-us/
Email: ukconsumer@transunion.com
CIFAS Write: Consumer Affairs, CIFAS, 6th Floor, Lynton House, 7-12 Tavistock Square, London, WC1H 9LT
Call: Customer service – 0808 223 1133
Website: https://www.cifas.org.uk/contact-us
Cookie Policy FAQs
-
Our Cookie Policy focuses on informing about the use of cookies on our website, detailing the types of cookies, their purposes, and how users can manage or disable them.
Whereas our Privacy Notice provides a broad summary of all activity in respect of personal information, our Cookie Policy is more specific to the online tracking mechanisms associated with your personal information while on our website.
-
We want our webpages to be transparent and to offer you content that is relevant for you. To help us do this, we use ‘cookies.’ These are technologies that collect data about how you and other visitors use our websites and our digital apps.
The purpose of our Policy is to:
- Be clear and transparent about our use of cookies.
- Provide you with enough knowledge to make an informed choice about their use.
- Make you aware of and how you can prevent the use of your information.
The following summary provides an overview of cookies and how Danske Bank uses them. If you want, you can get more detail about our Cookie Policy here.
-
Cookies are:
- Small pieces of text stored on your computer, tablet or mobile device.
- They remember information to improve your experience on future visits.
- They do not spread viruses or other harmful programs.
- They do not identify who you are or where you live.
- They tell us about the websites you have visited on your device.
- We can combine this with other information that we hold about you.
-
We use four types of cookies which are required for different purposes, these include:
- Necessary – these ensure that our webpages function properly.
- Functional – used to remember your preference settings.
- Statistical – track visitors’ behaviour on our website which can be analysed and used to improve its performance.
- Marketing – enable us to identify your device, profile your behaviour, allowing us to provide you with more relevant content.
You cannot reject the ‘Necessary’ cookies when using our websites, however you can reject the others. We retain your cookies information for up to three years after you last visited our site. (Details can be found here) For third parties that set cookies through our website refer to ‘How 3rd party cookies operate on our site’, below.
-
- Consent to the use of cookies – when you first enter our website or download our apps, necessary cookies are set to enable you to use the service. The rest of the cookies used are set according to your selected preferences.
- Refusal of cookies on your browser – you choose to reject cookies by selecting ‘necessary only’ when prompted or by accessing cookies settings.
- Refusal of cookies on our apps – when downloading apps, you can reject the use of cookies.
- Change cookies consent on your browser – delete all your cookies in any browser that you use, when you next visit you will be prompted to consent to cookies, allowing you the option of rejecting all but the necessary cookies.
- Change cookies consent on our apps – you must uninstall the app and reinstall with the new consent.
-
- Some marketing cookies enabled on your device when you visit our webpages and consent to marketing cookies are owned by 3rd parties.
- The 3rd parties help us convey relevant marketing messages when you visit these 3rd party sites.
- The 3rd parties may use your data collected by their cookies for other purposes, the use of these 3rd party cookies is covered by consents provided on the 3rd party websites and are governed by their cookie policies.
- Examples of 3rd parties that we cooperate with are Facebook, Google. LinkedIn and Twitter.
- Our shared data responsibility means that we continue to be responsible for the 3rd parties use of your data which is processed for us. However, the 3rd party will be responsible for any cookies they process for themselves.
-
Our use of cookies can also include processing of personal data and we recommend that you read how we process your personal data as well as more about your rights.