To apply for a Small Business Digital Current Account you'll need to:
- Be a Sole Trader, Partnership or Limited Company
- Have a turnover of up to £1 million
- Be aged 18 or over
Small Business Digital
For small business customers who manage the majority of their banking online.
You'll need to:
- Be a Sole Trader, Partnership or Limited Company
- Have a turnover of up to £1 million
- Be aged 18 or over
Find out more about our Fee Free Banking offer
Apply now
Key features
- Access to our online banking platform District and our tablet and mobile apps
- Access support from our local business teams across Northern Ireland
- Integration with most accountancy software platforms such as Xero, Quickbooks and FreeAgent with District
- A Mastercard Business Debit Card
- Eligible deposits may be protected by the Financial Services Compensation Scheme
up to £85,000
We will always consider your business banking needs when determining the right account for you. If your needs change at any time or you feel your account is no longer right for your business, you can get in touch to discuss your options.
Monthly account fee
£9
We currently have a 2 year fee free offer with our Small Business Digital Account. See below for more details and offer eligibility.
If you don't manage most of your finances through online banking, our Small Business Account may be more suitable for you.
ACCOUNT OFFER
Fee-free Banking for 2 Years
- Fee-free banking means that you won’t be charged for your transaction and maintenance fees and service charges on your Small Business Digital Account for 2 years from the date your account is opened.
- Any other fees and service charges will apply as normal. These can be found in our Fees and services charges explained brochure (PDF).
- At the end of the 2 year period, you’ll be charged standard transaction and maintenance fees and service charges for your day to day business transactions. A comparison of these fees and service charges during, and after the offer period is available in the Terms and Conditions – Fee-free Banking (PDF).
Offer Eligibility
- You are a new Danske Bank Business Current Account customer.
- Your business is registered in and has a trading address in Northern Ireland.
- You have a business turnover of up to £1 million.
- You will select a Mastercard Business Debit Card.
- You will register for our online financial platform, District*, when opening this account.
- We reserve the right to withdraw this offer at any time.
"We find Danske's online banking really user friendly and I can customise various tools to fit my unique business needs."
Alastair Hair, Hanover Systems, Bangor
Online business banking
District is our online financial platform. Accessible online or on mobile via your browser, it provides a complete overview of your finances, no matter the complexity.
- Accessible. A single point of entry to your accounts, payments and liquidity.
- Insightful. Get support with your financial decision making.
- Integrated. Integration with most accountancy software platforms such as Xero, Quickbooks and FreeAgent with District.
- Customisable. You select the modules you require to assist you with your daily work.
- Controlled. Manage who uses your accounts and how they access them.
Our mobile and tablet business app allow you to create and authorise payments, view transaction history, send messages to your advisor and much more.
Explore District Explore Business AppsIt's easy to apply, or switch to us
Whether applying online, over the phone or in branch, we've made it easy to open an account with us. The Current Account Switch Service makes switching to us stress free too.
Learn more and view eligibility criteria
- Day 1
The Current Account Switch Service will check if the switch can go ahead. - Day 3–5
Your regular payments will be moved across to your new Danske Bank Business Current Account. - Day 7
Your balance will be moved to your new Danske Bank Business Current Account, and your old business current account will be closed. We’ll let you know that the switch is complete.
If we are not able to complete the switch on your chosen date, we will contact you to agree a new one.
Supporting you and your business
Direct access to local dedicated teams providing expert banking support for you and your business. Talk to one of our team to see how we can help.
“Switching to Danske Bank was a smooth and seamless experience, one I wish we had undertaken earlier. The account opening process was quick and hassle-free, and it's reassuring to know there is always someone available to support when needed.
Claire Fisher, Aunt Sandra's Candy Factory, Belfast
Start your application
When you’ve reviewed the Things you need to know information above, select your business type to start your application.
Sole Trader
Partnership
Limited company with up to 3 directors
Limited company with more than 3 directors
If there is anything you don’t understand, or you require more information, please get in touch.
Continue an existing application
If you’re a Sole Trader or a Limited Company with up to 3 directors, you can continue your application here.
ContinueFAQs
The following FAQs are only relevant for Sole Traders and Limited Companies with up to 3 directors.
Independent service quality survey results
Business Current Accounts
Published February 2025
As part of a regulatory requirement, an independent survey was conducted to ask customers of the 5 largest business current account providers if they would recommend their provider to other small and medium enterprises (SMEs). The results represent the view of customers who took part in the survey.
View all results
Get in touch
Here to talk
-
Mon–Fri: 8am–6pm / Sat: 9am–1pm / Sun: Closed
Live chat with one of our team
Here to take your questions
Start chat
Find your nearest branch
Here to meet in person
Find branch details-
Existing business customer?
If you're an existing business customer, you can contact us by phone or if you are registered for District you can use our secure messaging service.
Send us a secure message via our online platform, District
Send message
District Customer Support
NI/UK: 028 9031 1377
Outside NI/UK: +4428 9031 1377
-
Mon–Thurs: 8am–6pm / Fri: 8am–5pm / Weekends: Closed
-
Helping your business with saving and borrowing
Savings
If you have surplus cash in your Business Current Account, we can help it work harder for you. Our Business Investment Account is an instant access, interest-earning account. If you’re happy to put surplus cash away for longer, we have a Business Fixed Term Deposit account that may offer you a higher rate of interest.
Borrowing
We have a wide range of borrowing options to help fund and grow your business. From Overdrafts to Fixed Rate Loans and Variable Rate Loans, Asset Finance to Sustainable Finance, we are on hand to discuss options that best suit the needs of your business. We can also support you with our available Government Loan Schemes.
