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Small Business Account

Convenient day-to-day banking for businesses that want to use Danske Bank branches or local Post Offices.

You'll need to:

  • Be a Sole Trader, Partnership or Limited Company
  • Have a turnover of up to £1 million
  • Be aged 18 or over

FSCS - Financial Services Compensation Scheme logo Current account switch guarantee logo


FSCS - Financial Services Compensation Scheme logo Current account switch guarantee logo

Key features

  • For one monthly fee, you can avail of up to 5 individual Small Business Current Accounts
  • Manage your banking using our Danske Bank branches or your local Post Office®
  • Access support from our local business teams across Northern Ireland
  • Access to our online banking platform District and our tablet and mobile apps
  • Integration with most accountancy software platforms such as Xero, Quickbooks and FreeAgent with District
  • A Mastercard Business Debit Card
  • Eligible deposits may be protected by the Financial Services Compensation SchemeExternal icon blue up to £85,000

We will always consider your business banking needs when determining the right account for you. If your needs change at any time or you feel your account is no longer right for your business, you can get in touch to discuss your options.

Monthly account fee

£14

(includes up to 5 accounts)

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If you prefer to manage most of your finances through online banking, our Small Business Digital Account could be a better choice for you.

We currently have a 2 year fee free offer with our Small Business Digital Account. Find out more.

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Carol Little Alana Interiors 

"Danske's online business banking platform, District is perfect for my growing business."
Carol Little, Alana Interiors, Craigavon

District sample graphic
Carol Little Alana Interiors 

"Danske's online business banking platform, District is perfect for my growing business."
Carol Little, Alana Interiors, Craigavon


Online business banking

District is our online financial platform. Accessible online or on mobile via your browser, it provides a complete overview of your finances, no matter the complexity.

  • Accessible. A single point of entry to your accounts, payments and liquidity.
  • Insightful. Get support with your financial decision making.
  • Integrated. Integration with most accountancy software platforms such as Xero, Quickbooks and FreeAgent with District.
  • Customisable. You select the modules you require to assist you with your daily work.
  • Controlled. Manage who uses your accounts and how they access them.

Our mobile and tablet business app allow you to create and authorise payments, view transaction history, send messages to your advisor and much more.

Explore District    Explore Business Apps

It's easy to apply, or switch to us

Whether applying online, over the phone or in branch, we've made it easy to open an account with us. The Current Account Switch Service makes switching to us stress free too.

Learn more and view eligibility criteria

CASS logo
  1. Day 1
    The Current Account Switch Service will check if the switch can go ahead.
  2. Day 3–5
    Your regular payments will be moved across to your new Danske Bank Business Current Account.
  3. Day 7
    Your balance will be moved to your new Danske Bank Business Current Account, and your old business current account will be closed. We’ll let you know that the switch is complete.

If we are not able to complete the switch on your chosen date, we will contact you to agree a new one.

Supporting you and your business

Direct access to local dedicated teams providing expert banking support for you and your business. Talk to one of our team to see how we can help.

Get in touch

Burren Balsamics testimonial image

Being able to contact your local Business Adviser at Danske quickly has been fantastic - they understand our past, present & future plans.

Susie Hamilton Stubber, Burren Balsamics, Co. Armagh

Things you need to know

Start your application

When you've reviewed the Things you need to know information above, select your business type to start your application.

If there is anything you don't understand, or you require more information, please get in touch.

Continue an existing application

If you’re a Sole Trader or a Limited Company with up to 3 directors, you can continue your application here.

Continue

FAQs

The following FAQs are only relevant for Sole Traders and Limited Companies with up to 3 directors.

Independent service quality survey results

Business Current Accounts

Published February 2025

As part of a regulatory requirement, an independent survey was conducted to ask customers of the 5 largest business current account providers if they would recommend their provider to other small and medium enterprises (SMEs). The results represent the view of customers who took part in the survey.

View all results

CMA results lead image for business
CMA results lead image for business

Get in touch

Telephone icon

Here to talk

0345 8509 515

  • Main phone opening hours Mon–Fri: 8am–6pm / Sat: 9am–1pm / Sun: Closed
View all contact numbers
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Live chat with one of our team

Here to take your questions

Start chat
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Find your nearest branch

Here to meet in person

Find branch details

Helping your business with saving and borrowing

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Savings

If you have surplus cash in your Business Current Account, we can help it work harder for you. Our Business Investment Account is an instant access, interest-earning account. If you’re happy to put surplus cash away for longer, we have a Business Fixed Term Deposit account that may offer you a higher rate of interest.

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Borrowing

We have a wide range of borrowing options to help fund and grow your business. From Overdrafts to Fixed Rate Loans and Variable Rate Loans, Asset Finance to Sustainable Finance, we are on hand to discuss options that best suit the needs of your business. We can also support you with our available Government Loan Schemes.

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