Business banking at your convenience

You can withdraw cash up to £500 in one transaction at any Post Office® branch with your Danske Bank debit card. Just tell the cashier how much you want, and check the amount on the terminal screen before you enter your PIN. This is subject to any limits on your card or account and availability of funds.

You can lodge cash at any Post Office® branch. You will need your debit card to make the lodgement and it will show on your account balance immediately.

The most that business customers can lodge is £5,000 cash including £250 in coins in one transaction, although this may be lower at some Post Office® branches (please check at the relevant branch before visiting) and may be subject to change in the future.

You are limited to depositing £150,000 cash in total over a rolling 180 day period. This means that if you’ve already lodged more than that in the last six months, any further cash you try to lodge will be rejected.

You’ll be able to withdraw any cash credited to your account immediately up to £500. The value date will be the same day you made the lodgement. Although your available balance will be adjusted immediately, the entry date on your statement will be the next business day.

*Please separate cash and cheques, as different lodgement fees apply to both.

You can lodge cheques at all Post Office® branches in Northern Ireland by using pre-printed Danske Bank lodgement slips (from your cheque or credit book) and Danske Bank lodgement envelopes (from Danske Bank branches or the Post Office®).

If you need more lodgement slips, please contact Business Direct, send us a message in District, or ask your Relationship Manager or Small Business Adviser.

We’ll add the cheque to your account on the day we receive it from the Post Office®. This will normally be the next business day (depending on how quickly the Post Office® delivers it to us.)

Cheque lodgements will need to be with the Post Office® about 15 minutes before the last collection time to allow them to be included in the individual branch’s final mail collection. Please contact your local branch for times.

Business customers using the deposit services will be charged as though they had made the lodgement at a ‘Cash Drop’ in one of our branches.

You can ask for a printed receipt with your account balance at any Post Office® branch. You just need to bring the debit card for that account, and we’ll ask you for your PIN.

This allows business customers to exchange notes for the equivalent value in coins or £5 notes at an allocated Post Office branch, up to a maximum of £2,000. Please contact us if you think your business would benefit from this service.

Here’s how it works:

• First, we’ll ask you to give us a detailed breakdown of how many coins of each denomination and how many £5 notes you’ll typically want (up to a maximum of £2,000) from the Post Office®. Then, any time you need to use the service, you’ll bring a copy of this order breakdown with you.
• We’ll agree a suitable Post Office® branch for you.
• We’ll submit a request form to Post Office® on your behalf (we usually get a response within 14 days to confirm the service is ready for use).
• Any time you need to use the Change Giving LITE service after that:
  • just give your nominated Post Office branch 24 hours’ notice;
  • please bring some sort of official bank paperwork with your account details (we recommend a Bank Giro Credit) and a copy of your order breakdown, along with the cash you want exchanged. When the teller gives you your change/£5 notes, please check it to make sure there are no discrepancies.

The Post Office® branch finder tells you the opening hours and services of your closest branch.