To log on to our new online portal, just use your District logon details:
- User ID
- eSafe ID
The reference rate used for online overdraft applications is Bank of England Bank Rate.
We will add a variable margin to the reference interest rate.
Overdraft facilities are usually subject to an overdraft set up fee. We will review the facility, usually every 12 months, and charge an annual fee.
Overdraft set up fees and renewal fees are negotiable. Details of the amount, rate of interest and fees charged will be confirmed when your application is agreed.
Whether we provide credit depends on your circumstances, and you must be 18 or over. Lending terms and conditions apply.
Arranged overdrafts are repayable on demand. This means you will have to repay the overdraft in full when asked to do so. You may need to provide security for overdrafts.
If you do not arrange an overdraft with us in advance then the unarranged overdraft rate and fees & service charges for unarranged borrowing will apply.
Our systems may be temporarily unavailable when we are carrying out routine maintenance.
View our Terms and Conditions (PDF).
View our Fees and service charges explained – business accounts leaflet (PDF).
View our Interest Rates (PDF).