Decision in Principle
To help our underwriters review your client’s case, please complete this form.
High level product criteria:
- Residential mortgage customers only.
- Up to 85% LTV.
- A valid Energy Performance Certificate (EPC) rating of A-E
- Minimum household income of £150,000 (we will also consider foreign currency loan applications where the income consists of USD, Euros or DKK).
- We will consider interest only for a term that matches your initial fixed rate period for cases of up to 75% LTV.
FOR INTERMEDIARY USE ONLY - NOT FOR PUBLIC DISTRIBUTION
Decision in Principle - Form
* Please complete all mandatory fields.
Applicant Details
Applicant 1
Net profit last 3 years (most recent first):
(please capture any element of Foreign currency income EUR/USD/DKK in the free text box at the end of the form)
Net monthly income last 3 months (most recent first):
(please capture any element of Foreign currency income EUR/USD/DKK in the free text box at the end of the form)
Length of time in current employment:
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More than 20 years
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Applicant 2
Net profit last 3 years (most recent first):
(please capture any element of Foreign currency income EUR/USD/DKK in the free text box at the end of the form)
Net monthly income last 3 months (most recent first):
(please capture any element of Foreign currency income EUR/USD/DKK in the free text box at the end of the form)
Length of time in current employment:
Select
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More than 20 years
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11 months
Outgoings
(If more than one additional property please complete this investment property template and submit via the upload facility below)
(e.g. Council Tax/Local Authority Charges or Maintenance/Service Fees or Water Charges)
The Loan and Property
What's the term?
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Documentation Upload(s)
Please upload any supporting documentation that requires individual assessment. This could relate to income, accounts, variable pay, contracts, residential and employment status.
(You can attach up to 10 files and they should be in JPEG/JPG, PNG, GIF, Word/docx, or PDF format. You can upload one document at a time and it may take a few seconds. The name you have saved your document will be the reference we see when you upload it. Please note that a file must not exceed 4 MB and the filename should not exceed 24 characters, including spaces.)
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Use of Personal Data
Use of the customer's personal information for credit applications.
Danske Bank may use credit reference and fraud prevention agencies to help them make decisions. What they do and how they and credit reference and fraud prevention agencies will use the customer's data is detailed in the leaflet called 'A guide to how we and credit reference and fraud prevention agencies use your personal information' (part of Danske Bank's customer information document). You confirm that you have the customer's agreement that Danske Bank may use this information in this way. Danske Bank store and process information about the customer in the ways set out in their 'How we use your personal and business information' leaflet (part of their customer information document). I confirm that:
- I have read the above section to the customer(s)
- I have given the customer(s) a copy of the customer information document
- the customer(s) agree(s) that Danske Bank may use their information in the ways set out in the document
- this authority will now also apply in relation to any existing credit facilities the customer may have with the Danske Bank.
You must agree in order to proceed
Intermediary declaration
I confirm that based on the applicant(s)' responses to the pre-requisite questions set out above I am satisfied that the applicant(s) satisfy Danske Bank's [lending criteria] and that I may proceed to apply for a Decision in Principle on behalf of the applicant(s).
You must agree in order to proceed
Terms of Business
You must agree in order to proceed
