Criteria | Details |
---|---|
Property |
Only properties with EPC rating A-C Property must be located in East of England, South West and South East including London |
Product set |
Carbon Neutral Mortgages (EPC A-C) 2 Year Fixed Rate 5 Year Fixed Rate |
Buyer type |
First Time Buyer |
Shared Equity Scheme | Help to Buy Equity Loan Scheme |
Exclusions |
We will not accept applications for 1 bedroom or studio Flats/Apartments |
Max mortgage term |
35 years |
Max LTV |
95% 85% for Flats and apartments (including new build) |
Max LTI |
5x If Application Income is >=£75k and LTV <= 90% 4.5x if Application Income <£75k and LTV <= 90% 4.25x if LTV > 90% 4.49x Application Income for Help to Buy Applications |
Max Loan size |
£750k |
This website is for professional Intermediaries only
Lending Criteria
If you already know what piece of criteria you're looking for, then you can use our A-Z guide for full list of criteria. Alternatively you can view our criteria in more detail by clicking on one of the following options: