| Criteria | Details |
|---|---|
| Property |
Only properties with EPC rating A-C The property must be located within our accepted regions: East of England, South West,South East including London, East Midlands and West Midlands. View a full list of acceptable property postal codes below. Flats and Apartments: Maximum of 7 Floors will apply and must contain a minimum of 1 bedroom and internal habitable floor area of 30sqm. |
| Product set |
Energy Efficient Home Mortgages (EPC A-C) 2 Year Fixed Rate 5 Year Fixed Rate |
| Buyer type |
First Time Buyer |
| Max mortgage term |
40 years |
| Max LTV |
90% 85% for Flats and apartments (including new build) |
| Max LTI |
5x If Application Income is >=£75k and LTV <= 90% 4.5x if Application Income <£75k and LTV <= 90% 4.25x if LTV > 90% 4.49x Application Income for Help to Buy Applications |
| Max Loan size |
£750k |
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Lending Criteria
If you already know what piece of criteria you're looking for, then you can use our A-Z guide for full list of criteria. Alternatively you can view our criteria in more detail by clicking on one of the following options:
