Houses Only with EPC rating A-C
Property must be located in East of England, South West and South East (excluding London).
Carbon Neutral Mortgages (EPC A-C)
2 Year Fixed Rate
5 Year Fixed Rate
First Time Buyer
|Shared Equity Scheme||Help to Buy Equity Loan Scheme|
|Max mortgage term||
5x If Application Income is >=£75k and LTV <= 80%
4.5x if Application Income <£75k and LTV <= 90%
4.25x if Application Income <£75k and LTV > 90%
4.49x Application Income for Help to Buy Applications
|Max Loan size||
|Approach to self employed||
Self Employed income will be considered if main applicant is in FT Employment and the SE income is no more than 30% of the application income.