Only properties with EPC rating A-C

The property must be located within our accepted regions: East of England, South West,South East including London, East Midlands and West Midlands. View a full list of acceptable property postal codes below.

Flats and Apartments: Maximum of 7 Floors will apply and must contain a minimum of 1 bedroom and internal habitable floor area of 30sqm.

Energy Efficient Home Mortgages (EPC A-C)

2 Year Fixed Rate

5 Year Fixed Rate

First Time Buyer
Home Mover
Remortgage

40 years

90%
(90% for new build properties)

85% for Flats and apartments (including new build)

5x If Application Income is >=£75k and LTV <= 90%

4.5x if Application Income <£75k and LTV <= 90%

4.25x if LTV > 90%

4.49x Application Income for Help to Buy Applications

£750k
(for loans greater than £750k please contact your BDM)
(for loans greater than £500k max LTV 90%)