A-Z Lending Criteria

Only properties with EPC rating A-C

The property must be located within our accepted regions: East of England, South West, South East including London, East Midlands and West Midlands. View a full list of acceptable property postal codes below.

Flats and Apartments: Maximum of 10 Floors will apply and must contain a minimum of 1 bedroom and internal habitable floor area of 30sqm.

Acceptable Property Post Codes

Energy Efficient Home Mortgages (EPC A-C)

2 Year Fixed Rate

5 Year Fixed Rate

First Time Buyer
Home Mover
Remortgage

40 years

90% (including new build properties)
90% for Flats and apartments

85% for new build Flats and apartments

5.5x If Application Income is >£100k and LTV <= 80%

5x if Application Income >£100k and LTV <= 90%

5x if LTV >= £50k and LTV <=90%

4.5x if Application Income <£50k and LTV <=90%

£750k
Please contact your BDM for loans greater than £750k