- They are currently on our Fixed Rate residential mortgage which is due to end in the next 90 days or
- Their existing mortgage is a Standard variable rate/Follow-On rate or
- Their existing mortgage is a Base Rate Tracker and has not changed within the last 90 days.
- They want to transfer their existing mortgage amount and term without any changes
- The balance of their mortgage is £10,000 or more and the remaining term is 12 months or more
- Their remaining mortgage is 95% of the property value or less
- Their property is in Northern Ireland
- They are making monthly repayments on a capital and interest basis
- All their payments are up to date
- There are no more than 4 applicants
This website is for professional Intermediaries only
Apply for a Mortgage
Intermediary Mortgage Applications
Intermediary mortgage applications with Danske Bank must have been completed with all applicants on the loan in attendance.
New Mortgage Customers
Direct Debit mandates will be required for all mortgage applications.
Please refer to our eligibility criteria for key information on applications acceptance.
Our Mortgage Affordability Calculator enables you to check affordability before making an application.
Apply online
Our Online Application System is easy to use and will guide you through each step of the application process. If you haven’t already done so, you can register here to submit business.
To submit a paper application please print and complete our Mortgage Application Form.
Offer
Our Mortgage offer is valid for 180 days.
When a mortgage is not drawn down within 180 days the offer will lapse.
Procurement fees will be paid to the Mortgage Network/Club once the mortgage account has been opened and drawn down.
What is the criteria for applying online
Product Switch and Mortgage Payment Holidays
Coronavirus (COVID 19)
- If your client has requested a Mortgage Payment Holiday but will resume capital and interest repayments within one month of the switch date please use the online Product Switch process.
- If your client will not resume capital and interest repayments within one month of the switch date please use the Product Transfer Application Form. We will issue a Mortgage Illustration and Offer by post and complete the Product Switch on return of the signed offer.
Important Information
When a customer takes out a mortgage they are borrowing against the value of their home. When they come to sell their home they will need to use the sale's proceeds to repay their outstanding mortgage balance. Be aware that if the value of their home falls below the balance of their mortgage, then they will have to pay us the difference if they want to sell their home.
Details of fees, service charges and interest rates that may apply to Danske Bank personal current accounts can be obtained from any Danske Bank branch and on our website at www.danskebank.co.uk.
