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Custom Large Loan

A Carbon Neutral Mortgage Service for those with more complex needs

Custom Large Loans are available for loans of above £750k on homes with a valid Energy Performance Certificate (EPC) rating of A-E.

Our dedicated team are experienced in dealing with complex and unusual cases. They will be your point of contact throughout the mortgage journey and you will benefit from a customised approach to case assessment.

Your home may be repossessed if you do not keep up repayments on your mortgage

High level product criteria:

  • Residential mortgage customers only.
  • Up to 85% LTV.
  • A valid Energy Performance Certificate (EPC) rating of A-E
  • Minimum household income of £150,000 (we will also consider foreign currency loan applications where the income consists of USD, Euros or DKK).
  • We will consider interest only for a term that matches your initial fixed rate period for cases of up to 75% LTV.
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Pricing and Criteria

Lending Criteria is detailed on our Criteria page.

To find out more about our Custom Large Loan product or to discuss a case contact our dedicated team:

Alternatively contact our broker support line on:

0345 6070213

Step 1 – Decision in Principle (DIP)

  • Complete the DIP form below.
  • Our underwriters will assess your case.
  • Once assessed, we will email you a DIP Letter and request any supporting information/documentation we require to progress the case.
Decision in Principle

Step 2 – Full Mortgage Application (FMA)

  • Complete the Custom Large Loan FMA form below
  • You will be asked to select a solicitor from the Danske Bank LMS panel.
  • Upon receipt of the fully packaged case we will instruct the valuation.
  • Our underwriting team will then review the case and carry out a full credit search.
  • Once the case has been approved we will issue you an offer and instruct your chosen solicitor.
  • Your offer will be sent digitally unless you specify at the outset that you would prefer to receive paper copies.
Custom Large Loan application form

Important information about the Custom Large Loans Carbon Neutral Mortgage Service

  • This mortgage is for residential properties only
  • Whether we provide credit depends on your circumstances and you must be 18 or over
  • Lending terms and conditions apply
  • Your home is security for your mortgage, and you may also need to provide other security
  • The EPC must be valid for at least another year at the date of your mortgage application.

Want to get in touch?

0345 607 0213

(Lines open 9am to 5pm Monday to Friday)

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