We generally do not accept applications where any of the applicants are currently bankrupt. Where an applicant is a discharged bankrupt please contact us for further information.
Will be taken into account during the credit scoring process and further information relating to the circumstances should be provided.
Consumer Buy to Let
For Consumer Buy to Let applications, please contact us.
We will normally only consider debt consolidation for our existing residential mortgage customers. Please contact us.
Distressed Sales and Leaseback
We do not accept applications involving a distressed sale and leaseback.
Interest Only Mortgages
We do not accept applications for interest only mortgages.
Investment Property Loans / Buy to Let
For Investment Property Loans / Buy to Let, please contact us.
Retirement Home Plan / Lifetime Mortgage
We do not offer Retirement Home Plans or Lifetime Mortgages.
Right to Buy
We can only accept Northern Ireland Housing Executive (NIHE) applications through this channel.
Sub Sales / Buyback
We do not permit Sub Sales or Buyback.
Transfer of Equity
Please contact us for further information before creating the application.