Midas Gold

An instant access savings account exclusively for customers aged over 50

Good to know

  • You can pay in and withdraw your money at any of our branches
  • You can also access your account 24 hours a day, 7 days a week via eBanking, our apps or 24 Hour Telephone Banking
  • Choose to have your interest paid monthly or annually
  • Withdraw your money whenever you need it
  • You can pay in as much as you like, whenever you like

Need to know

  • Exclusively for personal customers aged over 50 (although you may hold the account jointly with someone who is under 50)
  • You can open the account with a minimum of £1. There is no maximum balance
  • Free safekeeping of valuables (terms and conditions apply to our safe custody facility)

Want to open an account?

You can open a Midas Gold account in any Danske Bank branch. Alternatively, you can apply by telephone.

To arrange a branch or telephone appointment call us on 0800 660 033

or request a callback

Interest rates

Rates correct as at 1 December 2017

Balance Annual interest
Gross/AER (variable)
Monthly interest
Gross/AER (variable)
All credit balances 0.15% 0.15%

Interest is calculated daily.  You have a choice of having your interest paid into your account at the end of each month, or annually at the end of October.

Interest is paid 'gross'. This means that we do not deduct tax from the interest we pay. Depending on your personal circumstances, you may have to pay tax on your interest (this may change in the future). There are more details on our Savings interest rate page.

AER stands for 'Annual Equivalent Rate' and illustrates what the interest rate would be if interest was paid and compounded (paid on the total balance including any previous interest) once each year.

The rate of interest is variable and subject to change in the future. We will give you two months written notice of any reductions to the credit interest rate. If we increase the credit interest rate on your account we will make the change immediately.

Additional Information

This account is not suitable for day-to-day banking.

You will be sent a statement at least every 6 months. With eBanking, you can ask us to make your statements available electronically rather than as paper copies.

Danske eBanking and 24 Hour Telephone Banking may be temporarily unavailable when we carry out routine maintenance.