Danske Midas Savings

Live for today, save for tomorrow

Our Midas offerings are exclusive to our customers over 50, whether saving for the longer term or for a short term goal.

Choose the savings account that's right for you

It’s now easier than ever to change from an existing Danske instant access savings account to our Midas savings offering.

Our table below helps you compare them at a glance. Remember, check all the features of an account before making your decision.

Information and rates correct as at 2 July 2018.

Danske Midas Notice Account Danske Midas Summit Savings Account Plus eSaver SaverPlus Choice Plus Prestige
Account currently on sale? - - -
Age 50 and over 50 and over 7 and over 16 and over 18 and over No age limit 18 and over 18 and over
Interest rate Gross/AER (variable) 1.10% 0.25%* 0.10% 0.25% 0.40% / 0.37%** 0.01% 0.30% 0.35%
Do I get a debit card? - - - - - - -
How do I operate the account? eBanking, by phone or in branch eBanking, by phone or in branch eBanking, by phone or in branch eBanking or by phone eBanking or by phone eBanking, by phone or in branch eBanking or by phone eBanking or by phone
Minimum balance £2,000 £1 £1 £1 £1 £1 £1 £1
Maximum balance £250,000 - - - - - - -
Additional information 95 day notice period - - Exclusive to Danske Bank personal current account holders If you make a withdrawal, you won't receive interest on your balance for that calendar month - Exclusive to Choice Plus current account holders Exclusive to Prestige current account holders
Read more Read more Read more Read more Read more Read more Read more Read more

Further information

Interest is calculated daily on the cleared credit balance and applied annually at the end of October.

*except Danske Midas where interest can be paid into your account at the end of each month.

**No withdrawal made 0.40% (gross/AER variable), one withdrawal made 0.40%/0.37% (gross/AER variable)

Interest is paid 'gross'. This means that we do not deduct tax from the interest we pay. Depending on your personal circumstances, you may have to pay tax on your interest (this may change in the future).

AER stands for 'Annual Equivalent Rate' and illustrates what the interest rate would be if interest was paid and compounded (paid on the total balance including any previous interest) once each year.

The rate of interest is variable and subject to change in the future. We will give you two months' written notice of any reductions to the credit interest rate. If we increase the credit interest rate on your account we will make the change immediately.

Danske eBanking and 24 Hour Telephone Banking may be temporarily unavailable when we carry out routine maintenance.

Account currently on sale?
Age 50 and over
Interest rate Gross/AER (variable) 1.10%
Do I get a debit card? -
How do I operate the account? eBanking, by phone or in branch
Minimum balance £2,000
Maximum balance £250,000
Additional information 95 day notice period
Read more
Account currently on sale?
Age 50 and over
Interest rate Gross/AER (variable) 0.25%*
Do I get a debit card? -
How do I operate the account? eBanking, by phone or in branch
Minimum balance £1
Maximum balance -
Additional information -
Read more
Account currently on sale?
Age 7 and over
Interest rate Gross/AER (variable) 0.10%
Do I get a debit card? -
How do I operate the account? eBanking, by phone or in branch
Minimum balance £1
Maximum balance -
Additional information -
Read more
Account currently on sale?
Age 16 and over
Interest rate Gross/AER (variable) 0.25%
Do I get a debit card? -
How do I operate the account? eBanking or by phone
Minimum balance £1
Maximum balance -
Additional information Exclusive to Danske Bank personal current account holders
Read more
Account currently on sale?
Age 18 and over
Interest rate Gross/AER (variable) 0.40% / 0.37%**
Do I get a debit card? -
How do I operate the account? eBanking or by phone
Minimum balance £1
Maximum balance -
Additional information If you make a withdrawal, you won't receive interest on your balance for that calendar month
Read more
Account currently on sale? -
Age No age limit
Interest rate Gross/AER (variable) 0.01%
Do I get a debit card?
How do I operate the account? eBanking, by phone or in branch
Minimum balance £1
Maximum balance -
Additional information -
Read more
Account currently on sale? -
Age 18 and over
Interest rate Gross/AER (variable) 0.30%
Do I get a debit card? -
How do I operate the account? eBanking or by phone
Minimum balance £1
Maximum balance -
Additional information Exclusive to Choice Plus current account holders
Read more
Account currently on sale? -
Age 18 and over
Interest rate Gross/AER (variable) 0.35%
Do I get a debit card? -
How do I operate the account? eBanking or by phone
Minimum balance £1
Maximum balance -
Additional information Exclusive to Prestige current account holders
Read more

Further information

Interest is calculated daily on the cleared credit balance and applied annually at the end of October.

*except Danske Midas where interest can be paid into your account at the end of each month.

**No withdrawal made 0.40% (gross/AER variable), one withdrawal made 0.40%/0.37% (gross/AER variable)

Interest is paid 'gross'. This means that we do not deduct tax from the interest we pay. Depending on your personal circumstances, you may have to pay tax on your interest (this may change in the future).

AER stands for 'Annual Equivalent Rate' and illustrates what the interest rate would be if interest was paid and compounded (paid on the total balance including any previous interest) once each year.

The rate of interest is variable and subject to change in the future. We will give you two months' written notice of any reductions to the credit interest rate. If we increase the credit interest rate on your account we will make the change immediately.

Danske eBanking and 24 Hour Telephone Banking may be temporarily unavailable when we carry out routine maintenance.

Meet the team

Meet our dedicated Midas account opening team, real people on hand ready to take your call and make it easy for you to open your new Midas account.

Give them a call on 028 9004 9260.