Fixed Rate mortgage

intermediary information

Whether purchasing a home, looking to remortgage or simply wanting to borrow some extra money - with a fixed rate mortgage, your customer will know exactly how much their monthly mortgage repayments will be for an agreed period.

Our Fixed Rate mortgages are portable. Your customer will receive a notification when their Fixed Rate period is coming to an end.  When the mortgage reaches the end of the Fixed Rate period it will automatically move to Danske Follow-on Rate.  At this time they should contact you or us to discuss their needs.

If the customer’s Fixed Rate mortgage illustration is dated before 4th February 2019, they are entitled to make Overpayments but these will incur Early Repayment Charges.​

If the customer’s mortgage illustration is dated 4th February 2019 or later, they are entitled to make Overpayments up to a specified amount without incurring Early Repayment Charges. Find out more.

Please refer to the customer’s mortgage illustration and offer documentation for full information regarding Overpayments and Early Repayment Charges.​​

Intermediary helpline Intermediary helpline

0345 600 5775 *

  • Available to both new & existing customers
  • Choose from our range of Fixed Rate terms of 2, 3 or 5 years
  • Repayments are made monthly
  • Minimum loan amount £30,000 (reduced to £10,000 for existing mortgage customers)
  • Preferential rates for customers with a lower Loan to Value
  • Repayment terms of up to 30 years
  • Capital & Interest repayment
  • No higher lending charge
  • A product fee may apply
  • A portable mortgage
  • If the customer repays part or all of their loan within the fixed rate period, there may be an Early Repayment Charge.
  • At the end of the fixed rate period, the loan will revert to our Danske Follow-on Rate.
  • Available with the Co-Ownership link to external site scheme (subject to written confirmation from Co-Ownership that the applicant has been approved to participate in the scheme)
  • Whether we provide credit depends on customer circumstances, and the customer must be 18 or over. Lending terms and conditions apply
Important Information

When a customer takes out a mortgage they are borrowing against the value of their home. When they come to sell their home they will need to use the sale's proceeds to repay their outstanding mortgage balance. Be aware that if the value of their home falls below the balance of their mortgage, then they will have to pay us the difference if they want to sell their home.  

Details of fees, service charges and interest rates that may apply to Danske Bank personal current accounts can be obtained from any Danske Bank branch and on our website at​​​.​

* Lines open: 9am to 5pm Mon - Fri, except on bank holidays or other holidays in Northern Ireland when the bank is not open for business. Call charges may vary – please refer to your phone company for more details. We may record or monitor calls to confirm details of our conversations, and for training and quality purposes.

Information on this page is solely for mortgage intermediaries registered with us.
This intermediary website may contain links to our customer website. Content on that website is intended for customers and prospective customers and not for intermediaries.
0345 6002 882

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