Whether purchasing a home, looking to remortgage or simply wanting to borrow some extra money - with a fixed rate mortgage, your customer will know exactly how much their monthly mortgage repayments will be for an agreed period.
Our Fixed Rate mortgages are portable. Your customer will receive a notification when their Fixed Rate period is coming to an end. When the mortgage reaches the end of the Fixed Rate period it will automatically move to Danske Follow-on Rate. At this time they should contact you or us to discuss their needs.
If the customer’s Fixed Rate mortgage illustration is dated before 4th February 2019, they are entitled to make Overpayments but these will incur Early Repayment Charges.
If the customer’s mortgage illustration is dated 4th February 2019 or later, they are entitled to make Overpayments up to a specified amount without incurring Early Repayment Charges. Find out more.
Please refer to the customer’s mortgage illustration and offer documentation for full information regarding Overpayments and Early Repayment Charges.