Wealth Planning & Asset Management

Wealth Planning & Asset Management

Map out your financial future with the Wealth Planning & Asset Management Service​​​
  • Independent financial advice
  • Professionally qualified Independent Financial Advisers
  • Individually tailored financial plan

Peace of mind on the financial road ahead

Most of us have financial goals and dreams for ourselves, our families or our businesses. In life, however, no-one can always be sure of what’s around the corner.

You may be asking yourself questions such as:

  • How would I manage if the unexpected were to happen and would my dependants be financially secure? What about my business?
  • Are my retirement plans financially sufficient for me to enjoy the lifestyle I want when I am no longer working? How can I increase my income during retirement?
  • How can I invest my money effectively? Are my existing financial investments working hard enough for me?
  • Would Inheritance Tax affect the 'passing on' of my accumulated wealth to my loved ones?

That’s why it’s good to know that Danske Bank has professionally qualified Independent Financial Advisers who can help you map out your financial future. Your Independent Financial Adviser will provide you with independent wealth planning advice to help you meet your short, medium and long term financial goals and also protect your financial interests if the unexpected occurs.​​​​

Wealth Planning & Asset Management

Life is continually changing and with each new set of circumstances comes different financial needs and objectives.

At Danske Bank, we provide you with the most suitable wealth planning advice and financial recommendations – whatever stage of life you’re at.​

Wealth Planning & Asset Management​​​​​​

We can provide you with independent wealth planning advice in the following key areas:

 • Wealth Protection Protect yourself, your family and loved ones, your business and your debts in case the unexpected happens

 • Retirement Planning Take control of your future by planning for a financially secure and comfortable retirement - and also understand how you may be able to maximise your income during retirement​

 • Investment & Asset Management Make the most of your assets and ensure that your money is working hard for you in line with your individual investment risk profile 

 • Tax & Estate Planning Pass on accumulated wealth to your loved ones as tax-efficiently as possible and help mitigate the potential for inheritance tax​

Risk Factors 

Any stock market investment involves risk. The value of your investment and any income you take from it can go down as well as up. It is possible that the value may fall below your original investment and you may get back less than you originally invested. 

You should also be aware that past performance is not necessarily a guide to future performance and if you cash in your investment, its value may be less than you have originally invested. Before you decide to invest, it is important to understand these risks.

More Financial Choice, Greater Wealth Confidence

Each of our Independent Financial Advisers are professionally qualified and authorised to offer independent wealth planning advice on products and financial solutions from the whole of the market​

The result is greater confidence for you - knowing that you will be receiving impartial financial advice and more choice.

You can trust your Independent Financial Adviser to identify the right wealth planning approach for you and to create a tailored financial plan that will help you to achieve your personal and/or business financial goals.​​​​​

Financial Confidence 

You won't be travelling your financial road alone

Your Independent Financial Adviser
Your best interests will always be at the heart of our wealth planning advice.

Your Independent Financial Advisers will provide you with peace of mind in knowing that you have wealth planning solutions in place to help you meet your short, medium and long term financial goals and objectives.


Straightforward and convenient wealth planning
Are you new to financial planning? Or are you already an experienced investor? either way, Danske have Independent Financial Advisers that will cater for your individual and/or business financial needs, making the whole process straightforward and convenient for you.

Independent professional wealth planning advice
As the Wealth Planning & Asset Management service is not restricted to any particular products or providers, your Independent Financial Adviser can recommend the most suitable products and solutions from the whole of the market​​​

5 step process:

1. In-depth financial consultation 

Starting with an in-depth and completely confidential consultation, your Independent Financial Adviser will discuss and review your overall financial situation, attitude to investment risk and your goals and ambitions.

2. Research of Financial Products
We will carry out comprehensive research across the whole of the market to determine the most appropriate protection and/or investment strategy and wealth plan solution(s) to meet your identified needs.

3. Personal recommendations
Your Independent Financial Adviser will provide you with a personal report detailing the financial recommendations being made and why we consider them suitable for you


4. Implementation of financial product solutions
When you accept our wealth plan recommendations, we will act on your behalf to make all arrangements necessary to implement the financial strategy and solution(s) agreed with you.

5. Ongoing financial reviews
If you choose to receive our Ongoing Advice Service for your investment portfolio, we will carry out a yearly review of your financial circumstances, attitude to risk, investment needs and objectives. If you need to review your protection arrangements, contact your Independent Financial Adviser to arrange a meeting.​​

Ad-hoc Wealth Planning Services

You can also request an ad-hoc service at any time - for example, if you wish to have your investment or
pension portfolio​ reviewed by your Independent Financial Adviser.​

Fees and Charges

There is no charge for an initial consultation with an Independent Financial Adviser and you will be under no obligation to take the advice that is recommended or purchase any products as a result.

We will charge a fee for:

  • Personal recommendations on retirement planning​ and/or investment solutions which are implemented for you
  • Reviews of pre-existing Pension and Investments
  • Ongoing Advice Services
  • Ad-hoc Services

The actual fee charged to you may vary and will depend on the amount of money you decide to invest and/or the complexity and scope of advice required to meet your financial needs and objectives. Your Independent Financial Adviser will always tell you exactly what the cost is before you commit to our services.

For advice on your wealth protection requirements, commission will be paid to us by the product provider(s) and will be fully disclosed to you by your Independent Financial Adviser.​​

Contact Us

For an appointment with one of our Independent Financial Advisers you must have a single income of at least £40,000 or Joint Income of £60,000 or have investable assets of £75,000 or more.


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+44 (0) 800 917 4192​​



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